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Change history

This page summarizes notable changes made to Ripple Payments Direct 2.0. This change history is arranged in order from the most recent change and it corresponds to the month and year the enhancements and fixed issues were made available.

November 2025

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Enhancements and payout network expansions

  • Released the Transaction Memo feature for EUR/GBP payouts
  • Payouts enabled: PHP, CN-USD, and INR

October 2025

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Enhancements and payout network expansions

  • Released the Transaction Memo feature for USD payouts
  • Payouts enabled: AED, AUD, CLP, COP, JPY, IDR, KRW, PEN, THB, and VND

September 2025

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Enhancements

  • Released FedWire payouts with Lead Bank
  • Released FX benchmark improvements to reduce price gaps with stablecoins

August 2025

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Enhancements

  • Released Maker/Checker feature in Ripple Payments Direct 2.0, enabling payment approval workflows
  • Released the OpenAPI specification for Ripple Payments Direct 2.0, available for download here.

July 2025

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Enhancements

  • Released off-ramp capabilities to deliver RLUSD

June 2025

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Additional payout markets enabled

  • RTP payouts enabled in the US
  • EUR/GBP payouts enabled

May 2025

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Additional payout markets enabled

  • Payouts enabled for BRL, CNY, GHS, NGN, RWF, ZAR, UGX, and ZMW

April 2025

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Enhancements and network expansions

  • ACH payouts enabled using iPayout
  • Ripple Payments Direct 2.0 on-ramps launched for customers to send in stablecoins, beginning with USDC and USDT
  • Re-designed payment flow in Ripple Payments Direct 2.0 to simplify and enhance the user experience

March 2025

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Off-ramps Beta launched

Off-ramps beta launched for Ripple Payments Direct 2.0 customers, allow customers to pay-in stablecoins in key payout markets

February 2025

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Offical launch of Ripple Payments Direct 2.0

Ripple Payments Direct 2.0, allows you to connect to Ripple as a payments provider. Ripple takes care of delivering payments to beneficiaries, managing payout partners, providing funds to payout partners, and paying charges in exchange for payment delivery to the beneficiaries. With Ripple Payments Direct 2.0, you can send payments and manage beneficiaries using the Ripple Payments UI.

For more information, see the following topics: