Hong Kong (HKD) Transaction Data Requirements

The following transaction-level fields apply to all HKD payments to Hong Kong via CHATS (Clearing House Automated Transfer System).

Field	Description	Required	Type	Constraints
`purposeCode`	Purpose of payment	Required	ENUM	See valid values below
`paymentMemo`	Payment purpose details	Required	STRING	1–105 characters. A free-text description of the payment purpose. Required for compliance; not forwarded to the beneficiary.

Purpose of payment codes

Code	Description
`ADCS`	Advisory, consulting, and royalty fees
`AIRB`	Travel
`ANNI`	Fund investment
`BEXP`	Office expenses
`BLDM`	Maintenance or other expenses
`COMC`	Payment of rewards
`DBTC`	Personal transfer
`EFTC`	Liberalized remittance
`EFTD`	Small value remittance
`EDUC`	Education
`ENRG`	Utility bills
`FEES`	Broker, commitment, guarantee, and other fees
`GDDS`	Payment for exported goods
`GIFT`	Gift and other donations
`GDSV`	Influencer payment
`HLTC`	Family support
`HREC`	Construction expenses
`INSC`	Insurance claims payment
`INSU`	Business-related insurance payment
`INVS`	Investment in shares
`LOAR`	Payment of loans
`MDCS`	Medical treatment
`MSVC`	Delivery fees
`OTHR`	Other purposes
`PCOM`	Residential property purchase
`RENT`	Property rental payment
`SALA`	Payment of salary
`SCVE`	Computer services
`SERV`	Payment for services
`SUPP`	Advertising and public relations expenses
`TAXS`	Tax payment
`TRPT`	Transportation fees
`TRVC`	Hotel accommodation