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The following transaction-level fields apply to all HKD payments to Hong Kong via CHATS (Clearing House Automated Transfer System).

Field Description RequiredTypeConstraints
purposeCodePurpose of paymentRequiredENUMSee valid values below
paymentMemoPayment purpose detailsRequiredSTRING1–105 characters. A free-text description of the payment purpose. Required for compliance; not forwarded to the beneficiary.

Purpose of payment codes

CodeDescription
ADCSAdvisory, consulting, and royalty fees
AIRBTravel
ANNIFund investment
BEXPOffice expenses
BLDMMaintenance or other expenses
COMCPayment of rewards
DBTCPersonal transfer
EFTCLiberalized remittance
EFTDSmall value remittance
EDUCEducation
ENRGUtility bills
FEESBroker, commitment, guarantee, and other fees
GDDSPayment for exported goods
GIFTGift and other donations
GDSVInfluencer payment
HLTCFamily support
HRECConstruction expenses
INSCInsurance claims payment
INSUBusiness-related insurance payment
INVSInvestment in shares
LOARPayment of loans
MDCSMedical treatment
MSVCDelivery fees
OTHROther purposes
PCOMResidential property purchase
RENTProperty rental payment
SALAPayment of salary
SCVEComputer services
SERVPayment for services
SUPPAdvertising and public relations expenses
TAXSTax payment
TRPTTransportation fees
TRVCHotel accommodation

Accepted identity document types

Payments over HK_BANK_PAYOUT accept only the following identity document types. Requests that use a document type not listed for the relevant payment role are rejected with a 400 error. Where a role or identity type is not listed below, all values in the field's enum are accepted.

Identity typePayment roleAccepted document types
Individual (idType)OriginatorPASSPORT

Hong Kong

Indonesia