The paymentRail field is an optional filter on POST /v3/quotes/quote-collection requests. When provided, the quote collection contains a quote for the specified payment rail only. When omitted, it contains a quote for each payment rail available for the requested corridor. Each quote in a /v3/quotes collection names its payment rail in its own paymentRail field.
Type: string | Min length: 1 | Max length: 50
Not for use with financial instruments
The values on this page are quote filter parameters only. They are not financial instrument type identifiers.
If you are using Identity Management v3, financial instruments use a separate set of type values, such as US_ACH, EU_SEPA, MX_SPEI, and BR_PIX, which are defined in Financial instruments.
Note
The list of supported payment rails depends on your enabled corridors. Not all values below may be available to your account. If the corridor doesn't offer the payment rail you request, the request fails with USR_024, and the error description lists the payment rails /v3/quotes offers for the corridor. If the corridor offers it, but not with /v3/quotes, the request fails with USR_026. For a stablecoin payout, a network that isn't enabled for your account fails with SYS_017.
| Value | Payment rail | Region / Country | Delivery speed |
|---|---|---|---|
ACH_CO | ACH Colombia, a privately owned automated clearing house for interbank electronic fund transfers operated by member banks | Colombia (CO) | Same day |
BI_FAST | BI-FAST (Bank Indonesia Fast Payment), Bank Indonesia's real-time 24/7 instant payment system | Indonesia (ID) | Real-time |
CFXPS | China Foreign Exchange Payment System (CFXPS), an RTGS system for domestic foreign currency (non-RMB) interbank payments within China, operated by the China National Clearing Center | China (CN) | Same day – T+1 |
CNAPS | China National Advanced Payment System (CNAPS), operated by the People's Bank of China for both high-value (HVPS) and bulk retail (BEPS) interbank payments | China (CN) | Same day |
CUP | China UnionPay (CUP), China's state-owned card network and payment platform | China (CN) | Same day |
EFT_CA | Electronic Funds Transfer (EFT), Canada's interbank batch payment system processed via the Automated Clearing Settlement System (ACSS), regulated by Payments Canada | Canada (CA) | T+1 |
ETHEREUM | Ethereum, a proof-of-stake blockchain network supporting smart contracts and ERC-20 token transfers, used for stablecoin payouts (USDT, USDC, RLUSD) to Ethereum wallet addresses | Global | Real-time |
FAST_EFT_TR | FAST (Fonların Anlık ve Sürekli Transferi) / EFT (Elektronik Fon Transferi), covers both Turkey's real-time instant payment system (FAST, launched 2021) and its traditional interbank wire transfer system (EFT), both operated by the Turkish central bank (TCMB) | Turkey (TR) | Real-time |
FEDWIRE | Fedwire Funds Service, the Federal Reserve's real-time gross settlement system for high-value USD interbank payments | United States (US) | Same day |
FPS_UK | Faster Payment System (FPS), the UK's real-time interbank payment system operated by Pay.UK | United Kingdom (GB) | Real-time |
FTS | UAE Funds Transfer System (UAEFTS), the Central Bank of the UAE's RTGS system for large-value interbank AED payments | United Arab Emirates (AE) | Same day |
GIRO_SG | Interbank GIRO (IBG: General Interbank Recurring Order), Singapore's direct debit and credit system for recurring interbank fund transfers | Singapore (SG) | Variable |
GIS | Ghana Interbank Settlement (GIS), the Bank of Ghana's Real-Time Gross Settlement (RTGS) system for large-value interbank payments | Ghana (GH) | Real-time |
INSTAPAY | InstaPay, the Philippines' real-time 24/7 retail instant payment system governed by BSP under the National Retail Payment System | Philippines (PH) | Real-time |
INTERBANKING | Interbanking S.A., Argentina's B2B multi-bank electronic payment platform for corporate interbank fund transfers | Argentina (AR) | Same day |
IPI | Immediate Payment Instruction (IPI), the UAE's interbank instant payment system for real-time AED transfers | United Arab Emirates (AE) | Real-time |
KFTC | Korea Financial Telecommunications & Clearings Institute (KFTC), the non-profit operator of South Korea's interbank fund transfer and clearing systems | South Korea (KR) | Real-time |
LBTR | Sistema de Liquidación Bruta en Tiempo Real (LBTR), Peru's RTGS system for high-value interbank payments operated by the Banco Central de Reserva del Perú (BCRP) | Peru (PE) | Same day |
NEFT | National Electronic Funds Transfer (NEFT), RBI's nationwide batch settlement system for interbank credit transfers in India, processing in half-hourly batches | India (IN) | T+1 |
NIBSS | Nigeria Inter-Bank Settlement System (NIBSS), Nigeria's central payment infrastructure for interbank settlement | Nigeria (NG) | Real-time – T+1 |
NO_SWITCH_UG | Bank of Uganda National Payment Switch (BNPS), Uganda's national interbank payment switch infrastructure operated by the Bank of Uganda | Uganda (UG) | Real-time |
NPP | New Payments Platform (NPP), Australia's real-time payment infrastructure for low-value interbank transfers, operated by NPP Australia Ltd | Australia (AU) | Real-time |
PAYSHAP | PayShap, South Africa's real-time bank-to-bank instant payment service developed by BankservAfrica under the Rapid Payments Programme (RPP) | South Africa (ZA) | Real-time |
PESONET | Philippine EFT System and Operations Network (PESONet), the Philippines' automated clearing house for batch electronic fund transfers under the BSP's National Retail Payment System | Philippines (PH) | Same day – T+1 |
PIX | Pix, Brazil's instant payment system operated by the Banco Central do Brasil, available 24/7 | Brazil (BR) | Real-time |
PROMPTPAY | PromptPay, Thailand's national instant payment system operated by NITMX under the Bank of Thailand | Thailand (TH) | Real-time |
PSE | Pagos Seguros en Línea (PSE: Secure Online Payments), Colombia's online bank debit payment system operated by ACH Colombia | Colombia (CO) | Real-time |
RSWITCH | RSwitch, Rwanda's national e-payment switch enabling interbank electronic payment settlements and interoperability | Rwanda (RW) | Real-time |
RTP_US | RTP® Network (Real-Time Payments), The Clearing House's real-time payment system for instant USD interbank transfers | United States (US) | Real-time |
SEPA_INSTANT | SEPA Instant Credit Transfer (SCT Inst), the EPC's real-time 24/7 euro payment scheme for SEPA member states | SEPA countries | Real-time |
SEPA_STANDARD | SEPA Credit Transfer (SCT), the EPC's standard euro credit transfer scheme for SEPA member states | SEPA countries | Same day |
SOLANA | Solana, a high-throughput proof-of-stake blockchain network, used for USDC payouts to Solana wallet addresses | Global | Real-time |
SPEI | Sistema de Pagos Electrónicos Interbancarios (SPEI®), Banco de México's real-time interbank electronic payment system | Mexico (MX) | Real-time |
TEF | Transferencia Electrónica de Fondos (TEF), Chile's interbank electronic fund transfer system regulated by the Central Bank of Chile | Chile (CL) | Same day |
TRON | TRON, a proof-of-stake blockchain network, used for USDT payouts to Tron wallet addresses | Global | Real-time |
ZECHL | Zambia Electronic Clearing House Limited (ZECHL), Zambia's national automated clearing house for interbank payment settlement | Zambia (ZM) | Real-time |
ZENGIN | Zengin Data Telecommunication System, Japan's primary retail payment network for domestic interbank fund transfers, operated by the Japanese Banks' Payment Clearing Network (Zengin-Net) | Japan (JP) | Same day |