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United Arab Emirates (AED) Transaction Data Requirements

The following transaction-level fields apply to all AED payments to the United Arab Emirates via IPI (Instant Payment Integration).

Field Description RequiredTypeConstraints
purposeCodePurpose of paymentRequiredENUMSee valid values below

Purpose of payment codes

CodeDescription
ADCSAdvisory, consulting, or royalty and IP licensing fees
AIRBTravel
ANNIFund investment
BEXPOffice expenses
BLDMMaintenance or other expenses
COMCPayment of rewards
DBTCPersonal transfer
EDUCEducation
EFTCLiberalized remittance
EFTDSmall value remittance
ENRGUtility bills
FEESBroker, guarantee, or other fees
GDDSPayments for exported goods
GDSVPayment to an influencer
GIFTGift and other donations
HLTCFamily support
HRECConstruction expenses
INSCInsurance claims payment
INSUBusiness insurance payment
INVSInvestment in shares
LOARPayment of loans
MDCSMedical treatment
MSVCDelivery fees
OTHROther purposes
PCOMResidential property purchase
RENTProperty rental payment
SALAPayment of salary
SCVEComputer services
SERVPayment for services
SUPPAdvertising and public relations
TAXSTax payment
TRPTTransportation fees
TRVCHotel accommodation
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