# North America

Ripple Payments Direct 2.0 supports payouts to the following North American countries.

| Country  | ISO code  | Payout currency  | B2B  | B2C  | B2B2B  | B2B2C  | C2B2B  | C2B2C  |
|  --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Canada | CA | CAD | ✅ | ✅ | ✅ | ✅ | ⛔ | ⛔ |
| United States | US | USD | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |


Use case key
**B2B** - Business to business
**B2C** - Business to consumer
**B2B2B** - Payments to a business on behalf of a business
**B2B2C** - Payments to an individual on behalf of a business
**C2B2B** - Payments to a business on behalf of an individual
**C2B2C** - Payments to an individual on behalf of an individual

## Payment limits

### USD (United States dollar)

The USD corridor supports multiple payment rails with different limits and processing speeds.

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Notes  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- | --- |
| ACH | USD 1,000,000 | USD 1 | No limit |  | 15:00 ET | Mon–Fri, excl. banking holidays |
| RTP | USD 5,000,000 | USD 1 | USD 20,000,000 | Monthly limit: USD 100,000,000 | None / real-time | 24/7 |
| Fedwire | No limit | USD 1 | No limit | For high-value transfers | 16:00 CT | Mon–Fri, excl. banking holidays |


### CAD (Canadian dollar)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| EFT | CAD 600,000 | CAD 1 | CAD 3,000,000 | 16:00 ET | Mon–Fri, excl. banking holidays |