Philippines (PHP) Transaction Data Requirements

The following transaction-level fields apply to all PHP payments to the Philippines via InstaPay, with PESONet fallback for larger transfers.

Field	Description	Required	Type	Constraints
`purposeCode`	Purpose of payment	Required	ENUM	See valid values below; valid values depend on the originating use case
`sourceOfCash`	Source of funds	Required	ENUM	See valid values below; valid values depend on the originating use case
`paymentMemo`	Payment remarks	Required	STRING	Max 140 chars
`receiverRelationship`	Relationship to the debtor	Required	ENUM	See valid values below; valid values depend on the originating use case

Purpose of payment codes

Valid purposeCode values depend on whether the originator is a business or an individual, and on the direction of the payment.

Code	Description
`ACSC`	Accounting services
`AMSC`	Advertising and market research
`CISC`	Construction and installation services
`DOFI`	Deposits with or from offshore financial institutions
`EDSC`	Education services
`ENGS`	Architectural and engineering services
`GDDS`	Purchase or sale of goods
`GDSV`	Purchase or sale of goods and services
`GSPM`	Goods for processing and manufacturing services
`INTC`	Intra-company payment
`INTE`	Interest
`INVS`	Investment and securities
`IVPT`	Invoice payment
`LESC`	Legal services
`MACH`	Payment for machinery and transport equipment
`MDCS`	Medical services
`MFGD`	Payment for manufactured goods
`MMFA`	Payment for miscellaneous manufactured articles
`MRSC`	Maintenance and repair services
`OTHR`	Others
`RELG`	Rental lease, general
`SCVE`	Purchase or sale of services
`SUPP`	Supplier payment
`TLLT`	Term loans, long term
`TLST`	Term loans, short term
`TRAD`	Trade services

Code	Description
`EDSC`	Education services
`EDUC`	Education
`FEES`	Payment of fees
`GDDS`	Purchase or sale of goods
`GDSV`	Purchase or sale of goods and services
`GSTR`	Goods and services by travellers
`HLTC`	Home health care
`INVS`	Investment and securities
`IVPT`	Invoice payment
`MDCS`	Medical services
`OTHR`	Others
`PSFR`	Passenger fare
`REAB`	Real estate abroad
`RELG`	Rental lease, general
`SCVE`	Purchase or sale of services
`STDY`	Study
`VIAC`	Visa application charges

Code	Description
`EDUC`	Education
`FAMI`	Family maintenance
`FEES`	Payment of fees
`GDDS`	Purchase or sale of goods
`GIFT`	Allowance (GIFT)
`GSST`	Goods and services by short-term workers
`MDCS`	Medical services
`MP2P`	Mobile peer-to-peer payment
`OTHR`	Others
`RELG`	Rental lease, general
`SCVE`	Purchase or sale of services

Valid sourceOfCash values depend on whether the originator is a business or an individual.

Code	Description
`CASH`	Cash proceeds
`COMP`	Compensation
`PACA`	Paid-up capital
`REST`	Real estate sale
`RETA`	Retained earnings
`SALE`	Sale of goods
`SEAQ`	Sale or acquisition of a corporation

Code	Description
`ALMY`	Alimony
`EMIN`	Employee income
`GIFT`	Gift
`INHE`	Inheritance
`INLQ`	Insurance premium liquidation
`REDM`	Redemption
`REPY`	Retirement policy
`SELF`	Self-employment income
`SVGS`	Savings
`WINS`	Winnings

Valid receiverRelationship values depend on the originating use case.