Australia (AUD) Transaction Data Requirements

AUD payouts to Australia use the AU_NPP financial instrument. For the beneficiary account fields (bankName, bsbCode, accountNumber), see Financial instruments and the Payload Schema Utility.

The following transaction-level fields apply to all AUD payments to Australia via NPP (New Payments Platform).

Field	Description	Required	Type	Constraints
`purposeCode`	Purpose of payment	Required	ENUM	See valid values below
`sourceOfCash`	Source of funds	Required	ENUM	See valid values below
`receiverRelationship`	Relationship to the debtor	Required	ENUM	See valid values below; valid values depend on whether the beneficiary is a business or an individual

Purpose of payment codes

Code	Description
`ACSC`	Accounting services
`ALLW`	Allowance
`AMSC`	Advertising, market research, and public opinion polling services
`BONU`	Bonus payment
`CISC`	Construction and installation services
`COMM`	Commission
`DEPT`	Deposit
`DOFI`	Deposits with or from offshore financial institutions
`EDUC`	Education
`EDSC`	Education services
`ENGS`	Architectural, engineering, and other technical services
`FAMI`	Family maintenance
`FEES`	Payment of fees
`GDDS`	Purchase or sale of goods
`GDSV`	Purchase or sale of goods and services
`GIFT`	Allowance (gift)
`GSPM`	Goods for processing and manufacturing services
`GSST`	Goods and services by short-term workers
`GSTR`	Goods and services by travellers
`HLTC`	Home health care
`INTE`	Interest
`INTC`	Intra-company payment
`INVS`	Investment and securities
`IVPT`	Invoice payment
`LESC`	Legal services
`MACH`	Payment for machinery and transport equipment
`MDCS`	Medical services
`MFGD`	Payment for manufactured goods
`MMFA`	Payment for miscellaneous manufactured articles
`MP2P`	Mobile P2P payment
`MRSC`	Maintenance and repair services
`OTHR`	Others
`PAYR`	Payroll
`PSFR`	Passenger fare
`REAB`	Real estate abroad
`RELG`	Rental lease, general
`SALA`	Salary payment
`SCVE`	Purchase or sale of services
`STDY`	Study
`SUPP`	Supplier payment
`TRAD`	Trade services
`VIAC`	Visa application charges

Source of cash codes

Code	Description
`ALMY`	Alimony
`CASH`	Cash proceeds
`COMP`	Compensation
`EMIN`	Employee income
`GIFT`	Gift
`INHE`	Inheritance
`INLQ`	Insurance premium liquidation
`PACA`	Paid-up capital
`REDM`	Redemption
`REPY`	Retirement policy
`REST`	Real estate sale
`RETA`	Retained earnings
`SALE`	Sale of goods
`SEAQ`	Sale or acquisition of a corporation
`SELF`	Self-employment income
`SVGS`	Savings
`WINS`	Winnings

Beneficiary relationship codes

Valid receiverRelationship values depend on whether the beneficiary is a business or an individual.

Business beneficiaries

Code	Description
`BRAN`	Branch/Representative office
`CUST`	Customer
`FRAN`	Franchisee/Franchisor
`HOLD`	Holding company
`PART`	Business partner
`SUBS`	Subsidiary company
`SUPP`	Supplier

Individual beneficiaries

Code	Description
`CHIL`	Child
`CUST`	Customer
`EMPL`	Employee
`EXSP`	Ex-spouse
`FREN`	Friend
`OTHR`	Other
`PARE`	Parent
`PART`	Business partner
`RELA`	Relation
`SELF`	Self
`SIBL`	Sibling/brother/sister
`SPOU`	Covering spouse/partner
`VEND`	Vendor

Accepted identity document types

Payments over AU_NPP accept only the following identity document types. Requests that use a document type not listed for the relevant payment role are rejected with a 400 error. Where a role or identity type is not listed below, all values in the field's enum are accepted.

Identity type	Payment role	Accepted document types
Individual (`idType`)	Originator	PASSPORT