Payments Direct supports payouts to the following Asia-Pacific countries.
| Country | ISO code | Payout currency | B2B | B2C | B2B2B | B2B2C | C2B2B | C2B2C |
|---|---|---|---|---|---|---|---|---|
| Australia | AU | AUD | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| China | CN | CNY | ✅ | ✅ | ✅ | ✅ | ⛔ | ⛔ |
| China | CN | USD | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| India | IN | INR | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Indonesia | ID | IDR | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Japan | JP | JPY | ✅ | ✅ | ✅ | ✅ | ⛔ | ⛔ |
| Philippines | PH | PHP | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Singapore | SG | SGD | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| South Korea | KR | KRW | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Thailand | TH | THB | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Vietnam | VN | VND | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Use case key
B2B - Business to business
B2C - Business to consumer
B2B2B - Payments to a business on behalf of a business
B2B2C - Payments to an individual on behalf of a business
C2B2B - Payments to a business on behalf of an individual
C2B2C - Payments to an individual on behalf of an individual
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Cutoff time | Processing |
|---|---|---|---|---|---|
| NPP | AUD 100,000 | No minimum | AUD 30,000 | None / real-time | 24/7 |
| Direct Entry | AUD 100,000 | No minimum | AUD 30,000 | 18:00 AEST | 24/7 |
Payments to China in CNY are subject to additional restrictions based on payment purpose. Consult your Ripple representative to confirm eligibility for specific transaction types.
| Payment rail | Max per transaction | Min per transaction | Compliance monthly limit | Compliance annual limit | Cutoff time | Processing |
|---|---|---|---|---|---|---|
| CNAPS | No limit | USD 1 | No limit | No limit | 16:00 SGT | Mon–Fri, excl. banking holidays |
| CUP | CNY 29,000 | CNY 10 | CNY 150,000 | CNY 300,000 | 17:00 CST | Mon–Fri, excl. banking holidays |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| CFXPS | No limit | USD 20 | No limit | 16:00 SGT | Mon–Fri, excl. banking holidays |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Notes | Cutoff time | Processing |
|---|---|---|---|---|---|---|
| IMPS | INR 1,500,000 | No minimum | No limit | None / real-time | 24/7 | |
| NEFT | INR 1,500,000 (trade) / INR 500,000,000 (non-trade) | INR 100 | INR 4,000,000 | Non-trade limit applies to C2C transactions only | 18:00 IST | Mon–Fri, excl. banking holidays |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Cutoff time | Processing |
|---|---|---|---|---|---|
| BI-Fast | IDR 100,000,000 | IDR 50,000 | IDR 750,000,000 | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| Zengin | JPY 30,000,000 | JPY 1 | JPY 30,000,000 | 11:00 JST | Mon–Fri, excl. banking holidays |
Payments above PHP 50,000 are automatically routed from InstaPay to PesoNet.
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| InstaPay | PHP 50,000 | No minimum | No limit | 15:00 SGT | Mon–Sun, excl. banking holidays |
| PesoNet | PHP 25,000,000 | No minimum | No limit | 14:00 PHT | Mon–Fri, excl. banking holidays |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Cutoff time | Processing |
|---|---|---|---|---|---|
| GIRO | SGD 1,000,000 | SGD 1 | SGD 65,000 | 16:40 SGT | Mon–Fri, excl. banking holidays |
| MEPS | USD 100,000 | SGD 10 | No limit | 16:30 SGT | Mon–Fri, excl. banking holidays |
Limits vary by payment use case.
| Payment rail | Use case | Max per transaction | Min per transaction | Cutoff time | Processing |
|---|---|---|---|---|---|
| KFTC | B2B | USD 2,000,000 | KRW 3,000 | 17:00 KST | Mon–Fri, excl. banking holidays |
| KFTC | B2C | USD 1,000,000 | KRW 3,000 | 17:00 KST | Mon–Fri, excl. banking holidays |
| KFTC | C2B | USD 1,000,000 | KRW 3,000 | 17:00 KST | Mon–Fri, excl. banking holidays |
Transaction limits may vary by the recipient's bank. The limit shown is the standard network maximum.
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Cutoff time | Processing |
|---|---|---|---|---|---|
| PromptPay | THB 500,000 | THB 65 | THB 1,750,000 | 17:00 ICT | Mon–Fri, excl. banking holidays |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit per beneficiary | Cutoff time | Processing |
|---|---|---|---|---|---|
| NAPAS | VND 499,999,999 | VND 50,000 | VND 2,400,000,000 | None / real-time | 24/7 |
| Traditional rail | VND 499,999,999 | VND 50,000 | VND 2,400,000,000 | 16:00 ICT | 24/7 |