Europe (EUR) Transaction Data Requirements
These requirements apply to all SEPA member countries. The payment rail is SEPA Instant.
| Field | Description | Required | Type | Constraints |
|---|
purposeCode | Purpose of payment | Required | ENUM | 4–5 chars. See valid values below |
paymentMemo | Payment memo | Optional | STRING | 0–140 chars |
| Code | Description |
|---|
ADCS | Fees for advisory or consulting service |
BEXP | Business expense payment |
BLDM | Building maintenance payment |
COMC | Commercial payment |
DBTC | Debit transfer |
EDUC | Education |
FEES | Fee payment |
GIFT | Gift payment |
GDSV | Goods and services payment |
HREC | Housing rent collection |
INSC | Insurance claim settlement |
INSU | Insurance payment |
INVS | Investment settlement |
LOAR | Loan repayment |
MDCS | Medical service payment |
PCOM | Residential property purchase |
RENT | Property rental payment |
SALA | Payment of salary |
SERV | Service payment |
SUPP | Supplier payment |
TAXS | Tax settlement |