Japan (JPY) Transaction Data Requirements JPY payouts to Japan use the JP_ZENGIN financial instrument. For the beneficiary account fields (bankName, bankCode, branchCode, accountNumber, accountType, accountHolderName), see Financial instruments and the Payload Schema Utility . Look up Zengin bank codes in the Bank Codes resource.
The following transaction-level fields apply to all JPY payments to Japan via Zengin.
Field Description Required Type Constraints purposeCodePurpose of payment Required ENUM See valid values below paymentMemoPayment purpose remarks Required STRING Max 100 characters. Required for compliance; not forwarded to the beneficiary. sourceOfCashSource of funds Required ENUM See valid values below receiverRelationshipRelationship to the debtor Required ENUM See valid values below
Code Description ACCTAccount management BEXPBusiness expenses CASHCash management transfer CISCConstruction CMDTCommodity transfer COMMCommission GDDSPurchase or sale of goods HLTCHealth care INSUInsurance INVSInvestment and securities IPDODonation LOANLoan OTHROther PSFRTravel REABReal estate RENTRent SALASalary payment SCTSPurchase or sale of services, translation STDYResearch expenses TAXSTax payment TRADTrade services
Code Description CASHLoan drawdown COMPRental income RESTProperty sale RETACompany profit SEAQCompany sale SVGSInvestment
Beneficiary relationship codes The same receiverRelationship values apply regardless of whether the beneficiary is a business or an individual.
Code Description CUSTCustomer EMPLEmployee FRANInvestment company HOLDHolding company LENDLoan provider OTHRConsultant PARTContractor SUPPSupplier of goods VENDService provider