# Nigeria (NGN) Transaction Data Requirements

The following transaction-level fields apply to all NGN payments to Nigeria via local bank transfer.

| Field  | Description  | Required | Type | Constraints  |
|  --- | --- | --- | --- | --- |
| `purposeCode` | Purpose of payment | Required | ENUM | Max 5 chars. See [valid values](#purpose-of-payment-codes) below |


## Purpose of payment codes

| Code | Description |
|  --- | --- |
| `ACCT` | Account management |
| `ADCS` | Advisory donation copyright services |
| `ADVA` | Advance payment |
| `AEMP` | Active employment policy |
| `AGRT` | Agricultural transfer |
| `AIRB` | Air |
| `ALLW` | Allowance |
| `ALMY` | Alimony payment |
| `ANNI` | Annuity |
| `ANTS` | Anesthesia services |
| `AREN` | Accounts receivables entry |
| `BBSC` | Baby bonus scheme |
| `BCDM` | Bearer cheque domestic |
| `BCFG` | Bearer cheque foreign |
| `BECH` | Child benefit |
| `BFWD` | Bond forward |
| `BKDF` | Bank loan delayed draw funding |
| `BKFE` | Bank loan fees |
| `BKFM` | Bank loan funding memo |
| `BKIP` | Bank loan accrued interest payment |
| `BKPP` | Bank loan principal paydown |
| `BLDM` | Building maintenance |
| `BNET` | Bond forward netting |
| `BOCE` | Back office conversion entry |
| `BONU` | Bonus payment |
| `BUSB` | Bus |
| `CAFI` | Custodian management fee in-house |
| `CASH` | Cash management transfer |
| `CBFF` | Capital building |
| `CBFR` | Capital building retirement |
| `CBLK` | Card bulk clearing |
| `CBTV` | Cable TV bill |
| `CCHD` | Cash compensation, helplessness, disability |
| `CCIR` | Cross currency IRS |
| `CCRD` | Credit card payment |
| `CDBL` | Credit card bill |
| `CDCB` | Card payment with cashback |
| `CDCD` | Cash disbursement cash settlement |
| `CDCS` | Cash disbursement with surcharging |
| `CDDP` | Card deferred payment |
| `CDEP` | Credit default event payment |
| `CDOC` | Original credit |
| `CDQC` | Quasi-cash |
| `CFDI` | Capital falling due in-house |
| `CFEE` | Cancellation fee |
| `CGDD` | Card generated direct debit |
| `CHAR` | Charity payment |
| `CLPR` | Car loan principal repayment |
| `CMDT` | Commodity transfer |
| `COLL` | Collection payment |
| `COMC` | Commercial payment |
| `COMM` | Commission |
| `COMP` | Compensation payment |
| `COMT` | Consumer third party consolidated payment |
| `CORT` | Trade settlement payment |
| `COST` | Costs |
| `CPKC` | Carpark charges |
| `CRDS` | Credit default swap |
| `CRPR` | Cross product |
| `CRSP` | Credit support |
| `CRTL` | Credit line |
| `CSDB` | Cash disbursement cash management |
| `CSLP` | Company social loan payment to bank |
| `CVCF` | Convalescent care facility |
| `DBTC` | Debit collection payment |
| `DCRD` | Debit card payment |
| `DEPT` | Deposit |
| `DERI` | Derivatives |
| `DIVD` | Dividend |
| `DMEQ` | Durable medicale equipment |
| `DNTS` | Dental services |
| `DSMT` | Printed order disbursement |
| `DVPM` | Deliver against payment |
| `ECPR` | E-payment return |
| `ECPU` | Non-guaranteed e-payment |
| `EDUC` | Education |
| `ELEC` | Electricity bill |
| `ENRG` | Energies |
| `EQPT` | Equity option |
| `EQUS` | Equity swap |
| `ESTX` | Estate tax |
| `ETUP` | E-Purse top up |
| `EXPT` | Exotic option |
| `EXTD` | Exchange traded derivatives |
| `FACT` | Factor update related payment |
| `FAMI` | Family supported related payments |
| `FAND` | Financial aid in case of natural disaster |
| `FCOL` | Fee collection |
| `FCPM` | Late payment of fees & charges |
| `FEES` | Payment of fees |
| `FERB` | Ferry |
| `FIXI` | Fixed income |
| `FNET` | Futures netting payment |
| `FORW` | Forward foreign exchange |
| `FREX` | Foreign exchange |
| `FUTR` | Futures |
| `FWBC` | Forward broker owned cash collateral |
| `FWCC` | Forward client owned cash collateral |
| `FWLV` | Foreign worker levy |
| `FWSB` | Forward broker owned cash collateral segregated |
| `FWSC` | Forward client owned segregated cash collateral |
| `FXNT` | Foreign exchange related netting |
| `GASB` | Gas bill |
| `GDDP` | Purchase or sale of daily provisions |
| `GDDS` | Purchase or sale of goods |
| `GDFR` | Purchase or sale of goods fashion and retail cosmetics |
| `GDSV` | Purchase sale of goods and services |
| `GELE` | Purchase or sale of goods electronics |
| `GFRP` | Guarantee fund rights payment |
| `GIFT` | Gift |
| `GOVI` | Government insurance |
| `GOVT` | Government payment |
| `GSCB` | Purchase or sale of goods and services with cashback |
| `GSTX` | Goods & services tax |
| `GTOY` | Purchase or sale of goods toys |
| `GVEA` | Austrian government employees Category A |
| `GVEB` | Austrian government employees Category B |
| `GVEC` | Austrian government employees Category C |
| `GVED` | Austrian government employees Category D |
| `HEDG` | Hedging |
| `HLRP` | Housing loan repayment |
| `HLST` | Home loan settlement |
| `HLTC` | Home health care |
| `HLTI` | Health insurance |
| `HREC` | Housing related contribution |
| `HSPC` | Hospital care |
| `HSTX` | Housing tax |
| `ICCP` | Irrevocable credit card payment |
| `ICRF` | Intermediate care facility |
| `IDCP` | Irrevocable debit card payment |
| `INPC` | Insurance premium car |
| `INPR` | Insurance premium refund |
| `INSC` | Payment of insurance claim |
| `INSM` | Installment |
| `INSU` | Insurance premium |
| `INTE` | Interest |
| `INTX` | Income tax |
| `INVS` | Investment & securities |
| `IPAY` | Instant payments |
| `IPCA` | Instant payments cancellation |
| `IPDO` | Instant payments for donations |
| `IPEA` | Instant payments in E-Commerce without address data |
| `IPEC` | Instant payments in E-Commerce with address data |
| `IPEW` | Instant payments in E-Commerce |
| `IPPS` | Instant payments at POS |
| `IPRT` | Instant payments return |
| `IPU2` | Instant payments unattended vending machine with 2FA |
| `IPUW` | Instant payments unattended vending machine without 2FA |
| `IVPT` | Invoice payment |
| `LBIN` | Lending buy-in netting |
| `LBRI` | Labor insurance |
| `LCOL` | Lending cash collateral free movement |
| `LFEE` | Lending fees |
| `LICF` | License fee |
| `LIFI` | Life insurance |
| `LIMA` | Liquidity management |
| `LMEQ` | Lending equity marked-to-market cash collateral |
| `LMFI` | Lending fixed income marked-to-market cash collateral |
| `LMRK` | Lending unspecified type of marked-to-market cash collateral |
| `LOAN` | Loan |
| `LOAR` | Loan repayment |
| `LREB` | Lending rebate payments |
| `LREV` | Lending revenue payments |
| `LSFL` | Lending claim payment |
| `LTCF` | Long term care facility |
| `MAFC` | Medical aid fund contribution |
| `MARF` | Medical aid refund |
| `MARG` | Daily margin on listed derivatives |
| `MBSB` | MBS broker owned cash collateral |
| `MBSC` | MBS client owned cash collateral |
| `MDCS` | Medical services |
| `MGCC` | Futures initial margin |
| `MGSC` | Futures initial margin client owned segregated cash collateral |
| `MISC` | Miscellaneous |
| `MP2B` | Mobile P2B payment |
| `MP2P` | Mobile P2P payment |
| `MSVC` | Multiple service types |
| `MTUP` | Mobile top up |
| `NETT` | Netting |
| `NITX` | Net income tax |
| `NOWS` | Not otherwise specified |
| `NWCH` | Network charge |
| `NWCM` | Network communication |
| `OCCC` | Client owned OCC pledged collateral |
| `OCDM` | Order cheque domestic |
| `OCFG` | Order cheque foreign |
| `OFEE` | Opening fee |
| `OPBC` | OTC option broker owned cash collateral |
| `OPCC` | OTC option client owned cash collateral |
| `OPSB` | OTC option broker owned segregated cash collateral |
| `OPSC` | OTC option client owned cash segregated cash collateral |
| `OTCD` | OTC derivatives |
| `OTHR` | Other |
| `OTLC` | Other telecom related bill |
| `PADD` | Preauthorized debit |
| `PAYR` | Payroll |
| `PEFC` | Pension fund contribution |
| `PENO` | Payment based on enforcement order |
| `PENS` | Pension payment |
| `PHON` | Telephone bill |
| `POPE` | Point of purchase entry |
| `PPTI` | Property insurance |
| `PRCP` | Price payment |
| `PRME` | Precious metal |
| `PTSP` | Payment terms |
| `PTXP` | Property tax |
| `RCKE` | Re-presented check entry |
| `RCPT` | Receipt payment |
| `RDTX` | Road tax |
| `REBT` | Rebate |
| `REFU` | Refund |
| `RELG` | Rental lease general |
| `REMT` | Remittance |
| `RENT` | Rent |
| `REOD` | Account overdraft repayment |
| `REPO` | Repurchase agreement |
| `RHBS` | Rehabilitation support |
| `RIMB` | Reimbursement of a previous erroneous transaction |
| `RINP` | Recurring installment payment |
| `RLWY` | Railway |
| `ROYA` | Royalties |
| `RPBC` | Bi-lateral repo broker owned collateral |
| `RPCC` | Repo client owned collateral |
| `RPNT` | Bi-lateral repo internet netting |
| `RPSB` | Bi-lateral repo broker owned segregated cash collateral |
| `RPSC` | Bi-lateral repo client owned segregated cash collateral |
| `RRBN` | Round robin |
| `RRCT` | Reimbursement received credit transfer |
| `RVPM` | Receive against payment |
| `RVPO` | Reverse repurchase agreement |
| `SALA` | Salary payment |
| `SAVG` | Savings |
| `SBSC` | Securities buy sell sell buy back |
| `SCEX` | Purchase or sale of services exhibition |
| `SCHR` | Purchase or sale of services human resource |
| `SCIE` | Single currency IRS exotic |
| `SCIN` | Purchase or sale of services interpretation |
| `SCIR` | Single currency IRS |
| `SCRP` | Securities cross products |
| `SCSD` | Purchase or sale of services software development |
| `SCTS` | Purchase or sale of services translation |
| `SCTX` | Service tax |
| `SCVE` | Purchase sale of services |
| `SCWD` | Purchase or sale of services web design or development |
| `SECU` | Securities |
| `SEPI` | Securities purchase in-house |
| `SERV` | Service charges |
| `SHBC` | Broker owned collateral short sale |
| `SHCC` | Client owned collateral short sale |
| `SHSL` | Short sell |
| `SLEB` | Securities lending and borrowing |
| `SLOA` | Secured loan |
| `SLPI` | Payment slip instruction |
| `SPLT` | Split payments |
| `SPSP` | Salary pension sum payment |
| `SRAG` | Purchase or sale of services estate agency |
| `SSBE` | Social security benefit |
| `STDY` | Study |
| `SUBS` | Subscription |
| `SUPP` | Supplier payment |
| `SWBC` | Swap broker owned cash collateral |
| `SWCC` | Swap client owned cash collateral |
| `SWFP` | Swap contract final payment |
| `SWPP` | Swap contract partial payment |
| `SWPT` | Swaption |
| `SWRS` | Swap contract reset payment |
| `SWSB` | Swaps broker owned segregated cash collateral |
| `SWSC` | Swaps client owned segregated cash collateral |
| `SWUF` | Swap contract upfront payment |
| `TAXR` | Tax refund |
| `TAXS` | Tax payment |
| `TBAN` | TBA pair-off netting |
| `TBAS` | To be announced |
| `TBBC` | TBA broker owned cash collateral |
| `TBCC` | TBA client owned cash collateral |
| `TBIL` | Telecommunications bill |
| `TCSC` | Town council service charges |
| `TELI` | Telephone-initiated transaction |
| `TLRF` | Non-US mutual fund trailer fee payment |
| `TLRR` | Non-US mutual fund trailer fee rebate payment |
| `TMPG` | TMPG claim payment |
| `TRAD` | Trade services |
| `TRCP` | Treasury cross product |
| `TREA` | Treasury payment |
| `TRFD` | Trust fund |
| `TRNC` | Truncated payment slip |
| `TRPT` | Road pricing |
| `TRVC` | Traveller cheque |
| `UBIL` | Utilities |
| `UNIT` | Unit trust purchase |
| `VATX` | Value added tax payment |
| `VIEW` | Vision care |
| `WEBI` | Internet-initiated transaction |
| `WHLD` | Withholding |
| `WTER` | Water bill |