# Settings

The Settings page collects tools used for Ripple Payments configuration.

![Settings page](/assets/settings-page-rpd2.fcb8097c72d64af9973358f7e66e774861abfd8c1a1c609d9a84f47829888e1f.4850f93c.png)

Settings are grouped into categories. Which ones appear depends on your role and on the products your organization holds. The categories for managing Ripple Payments are:

- **Team** including [User management](/products/payments-direct-2/user-interface/users) and [Activity logs](/products/payments-direct-2/user-interface/settings/activity-logs) in table format.
- **Integration** including tools for creating [API credentials](/products/payments-direct-2/user-interface/settings/api-credentials).
- **Payments** including [Originator management](/products/payments-direct-2/user-interface/settings/originator-management) and [Product default configuration](/products/payments-direct-2/user-interface/settings/product-default-configuration).
- **Transfers** including [Bank accounts](/products/payments-direct-2/user-interface/settings/bank-accounts) and [Crypto wallets](/products/payments-direct-2/user-interface/settings/crypto-wallets), where you register the accounts and wallets your organization uses to move funds to and from Ripple.


Note
The **Transfers** category appears only if your user has permission to manage your organization's onboarding details. If you do not see it, contact your organization administrator or your Ripple representative.