# Africa

Ripple Payments Direct 2.0 supports payouts to the following African countries.

| Country  | ISO code  | Payout currency  | B2B  | B2C  | B2B2B  | B2B2C  | C2B2B  | C2B2C  |
|  --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Ghana | GH | GHS | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Nigeria | NG | NGN | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Rwanda | RW | RWF | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ | ✅ |
| South Africa | ZA | ZAR | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ | ✅ |
| Uganda | UG | UGX | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Zambia | ZM | ZMW | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |


Use case key
**B2B** - Business to business
**B2C** - Business to consumer
**B2B2B** - Payments to a business on behalf of a business
**B2B2C** - Payments to an individual on behalf of a business
**C2B2B** - Payments to a business on behalf of an individual
**C2B2C** - Payments to an individual on behalf of an individual

## Payment limits

The following per-transaction limits apply. Limits are expressed in USD equivalent where local-currency limits are not defined by the payment network.

Larger transactions
For transactions that exceed the automated limits listed below, contact your Ripple representative. Higher limits may be available with prior arrangement.

### GHS (Ghanaian cedi)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| GIS | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |


### NGN (Nigerian naira)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| NIBSS | NGN 7,500,000 | No minimum | No limit | 16:00 WAT | Mon–Fri, excl. banking holidays |
| BAXI | NGN 5,000,000 | NGN 50 | No limit | None / real-time | 24/7 |


### RWF (Rwandan franc)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| RSwitch | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |


### ZAR (South African rand)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| PayShap | ZAR 200,000 | ZAR 200 | No limit | None / real-time | 24/7 |


### UGX (Ugandan shilling)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| Direct bank integration | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |


### ZMW (Zambian kwacha)

| Payment rail  | Max per transaction  | Min per transaction  | Compliance daily limit  | Cutoff time  | Processing  |
|  --- | --- | --- | --- | --- | --- |
| ZECHL | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |