# Cdtr

Party to which an amount of money is due.

* Is optional
* Type: `object`


With the following properties:

| Property | Type | Required | Description |
|  --- | --- | --- | --- |
| [CtctDtls](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/contact_details) | Object | Optional | Allows the contact of the creditor to be held. Defined in `#/definitions/contact_details` |
| [CtryOfRes](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/country) | Object | Optional | Allows the Country of Residence of the creditor to be held. Defined in `#/definitions/country` |
| [Id](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/id_section) | Object | Optional | Unique and unambiguous way to identify the creditor. Defined in `#/definitions/id_section` |
| [Nm](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/fullname) | String | Required if the creditor is an organization. Not applicable if the creditor is an individual. | Allows the name of the creditor to be held as a single value.  If the creditor is an individual, specify `StrdNm` instead of `Nm`.  Defined in `#/definitions/fullname` |
| [PstlAdr](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/address) | Object | Optional | Allows the address of the creditor to be held. Defined in `#/definitions/address` |
| [StrdNm](#strdnm) | Object | Required if the creditor is an individual.Not applicable if the creditor is an organization. | Allows the name of the creditor to be held in a structured format.  If the creditor is an organization, use `Nm` instead of `StrdNm`. |


## `StrdNm`

Allows the name of the creditor to be held in a structured format.

The full list of [StrdNm](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/name) properties is defined in `#/definitions/name`. However, the following properties are required for `Cdtr.StrdNm`:

| Property | Type | Required | Description |
|  --- | --- | --- | --- |
| `FirstNm` | String | Required if the creditor is an individual | First name by which the party is known and which is usually used to identify the party.  **Usage Guidelines:**    Must contain at least one (1) name string. No punctuation or special characters may be used.Maximum length: 30 characters. If the first name is longer than the maximum allowed length, provide a truncated value.If the first name has multiple words, separate them by a space.  For example, if the creditor's full name is August Gray Wyatt where August Gray is the first name, the `StrdNm.FirstNm` value must be "August Gray". Do not use this field to specify the individual's middle name. Use `StrdNm.MidNm` instead. Do not use this field if the creditor is an organization. |
| `LastNm` | String | Required if the creditor is an individual | Last name by which the party is known and which is usually used to identify the party. **Usage Guidelines** Must contain at least one (1) name string.No punctuation or special characters may be used. Maximum length: 30 characters. If the last name is longer than the maximum allowed length, provide a truncated value.  If the last name has multiple words, separate them by a space.  For example, if the creditor's full name is August Romero Wyatt where Romero Wyatt is the last name, the `StrdNm.LastNm` value must be "Romero Wyatt". Do not use this field to specify the individual's middle name. Use `StrdNm.MidNm` instead.  Do not use this field if the creditor is an organization. |


## JSON schema extract


```json
"Cdtr": {
    "type": "object",
    "description": "Party to which an amount of money is due.",
    "properties": {
        "Nm": {
            "type": "string",
            "description": "Allows the name of the creditor to be held as a single value.",
            "$ref": "#/definitions/fullname"
        },
        "StrdNm": {
            "type": "object",
            "description": "Allows the name of the creditor to be held in a structured format.",
            "$ref": "#/definitions/name"
        },
        "CtryOfRes": {
            "type": "object",
            "description": "Allows the Country of Residence of the creditor to be held.",
            "$ref": "#/definitions/country"
        },
        "PstlAdr": {
            "type": "object",
            "description": "Allows the address of the creditor to be held.",
            "$ref": "#/definitions/address"
        },
        "CtctDtls": {
            "type": "object",
            "description": "Allows the contact of the creditor to be held.",
            "$ref": "#/definitions/contact_details"
        },
        "Id": {
            "type": "object",
            "description": "Unique and unambiguous way to identify the creditor.",
            "$ref": "#/definitions/id_section"
        }
    }
}
```