Building the payment request body

When you call the POST /v2/payments operation to create a payment, you must include a request body containing required payment information, such as the beneficiary identity and the purpose of the payment.

The following sections walk you through building an example payment request body.

The payment request body

The payment request body accepts key-value pairs in the JSON format.

To successfully create a payment, you must include all required properties depending on the type of payment you want to make:

• Always specify the quoteId and beneficiaryIdentityId properties.
• If you're making a payment on behalf of a business, include the originatorIdentityId property.
• Optionally, you can include the internalId, purposeCode, and sourceOfCash properties.

The following tabs show sample payment request body for each type of payment:

{
  "quoteId": "7ea3399c-1234-5678-8d8f-d320ea406630",
  "beneficiaryIdentityId": "11111111-abcd-2222-efgh-333333333333",
  "sourceOfCash": "SVGS",
  "purposeCode": "OTHR"
}

{
  "quoteId": "7ea3399c-1234-5678-8d8f-d320ea406630",
  "originatorIdentityId": "12345678-abcd-1234-abcd-123456789123",
  "beneficiaryIdentityId": "11111111-abcd-2222-efgh-333333333333",
  "sourceOfCash": "SVGS",
  "purposeCode": "OTHR"
}

The following sections provide more details about each property.

quoteId

This property identifies the quote that you previously fetched and want to execute to send the payment.

The response from the POST /v2/quotes/quote-collection operation contains a quote object that's uniquely identified by its quoteId value. This is the value you must specify in the request body of your POST /v2/payments call.

beneficiaryIdentityId

This property identifies the beneficiary of this payment. The value of this property is the identityId of an existing beneficiary.

To get a beneficiary's identity ID, call the GET /v2/identities operation with the query parameter identityType set to BENEFICIARY. You can get the beneficiary's identityId from the response. For more information, see the Get an identity tutorial .

originatorIdentityId

This property identifies the party that originates the payment. The value of this property is the identityId of an existing originator.

To get an existing originator's identityId, call the GET /v2/identities operation with the query parameter identityType set to ORIGINATOR. You can get the originator's identityId from the response. For more information, see the Get an identity tutorial.

sourceOfCash

This property indicates the source of funds for this payment. This value must be equal to one of the known values in the table below.

purposeCode

This property indicates the purpose of the payment.