# Redeem Ripple USD

This page describes how you can redeem Ripple USD (RLUSD) for USD fiat currency.

For an overview of the redemption process, see [RLUSD redemption](/products/stablecoin/overview/rlusd#rlusd-redemption).

## Prerequisites

To follow this guide:

- You must already have Ripple USD currency in your nominated wallet(s).
- Ensure you have sufficient XRP or ETH in your wallet(s) to cover the network fees required for redemptions.


## Stablecoin redemption guidelines

To successfully redeem Ripple USD for fiat USD, you need to be aware of the following:

- You must send funds to the correct Ripple wallet address. Sending Ripple USD to the wrong wallet may lead to **permanent** loss of funds.
- Only send Ripple USD stablecoin to the provided Ripple wallet address. Sending any other token to the wallet may result in funds being **lost** forever.
- If you are sending RLUSD on the XRPL Ledger from an omnibus account, you must include a destination tag on the transfer request.
- Redemptions are processed in real-time, but the actual fiat settlement time may vary depending on your bank.


## How to redeem Ripple USD for fiat USD

To display instructions for redeeming Ripple USD for fiat USD:

1. Go to the **Stablecoin** dashboard.

2. At the top right of the **Stablecoin** dashboard, select **Buy & redeem instructions**.
3. Select the **How to redeem RLUSD** tab.
4. Follow the instructions displayed to redeem Ripple USD.