# Redeem Ripple USD

This page describes how you can redeem Ripple USD (RLUSD) for USD fiat currency.

For an overview of the redemption process, see [RLUSD redemption](/pt-br/products/stablecoin/overview/rlusd#rlusd-redemption).

## Prerequisites

To follow this guide:

- You must already have Ripple USD currency in your nominated wallet(s).
- Ensure you have sufficient XRP or ETH in your wallet(s) to cover the network fees required for redemptions.


## Stablecoin redemption guidelines

To successfully redeem Ripple USD for fiat USD, you need to be aware of the following:

- You must send funds to the correct Ripple wallet address. Sending Ripple USD to the wrong wallet may lead to **permanent** loss of funds.
- Only send Ripple USD stablecoin to the provided Ripple wallet address. Sending any other token to the wallet may result in funds being **lost** forever.
- If you are sending RLUSD on the XRPL Ledger from an omnibus account, you must include a destination tag on the transfer request.
- Redemptions are processed in real-time, but the actual fiat settlement time may vary depending on your bank.


## How to redeem Ripple USD for fiat USD

To display instructions for redeeming Ripple USD for fiat USD:

1. Go to the **Stablecoin** dashboard.

2. At the top right of the **Stablecoin** dashboard, select **Buy & redeem instructions**.
3. Select the **How to redeem RLUSD** tab.
4. Follow the instructions displayed to redeem Ripple USD.



## Flexible redemption

By default, inbound RLUSD is redeemed to fiat automatically. With *flexible redemption* enabled, inbound RLUSD is instead held in a **Pending** state for up to 3 hours, giving you time to direct each transfer yourself — either redeem it to fiat or bridge it to one of your crypto wallets on another chain.

To enable flexible redemption, use the Ripple Mint UI:

1. Log in to the Ripple Mint UI as an Admin user.
2. Click the **Settings** gear icon in the top-right corner of the page.
3. Under **Stablecoin**, click **Manage settings**.
4. Toggle **Enable flexible redeem** to On.


Once enabled, the **Stablecoin** dashboard displays the list of **Open redemptions** (if any) above the **Transaction history**.

Stablecoin dashboard with flexible redemption enabled
If you do nothing, the inbound RLUSD is redeemed to fiat automatically after the 3-hour window. The amount of time remaining before the window expires is displayed in the **Status** column.

To redeem the RLUSD to fiat immediately (rather than waiting for the 3-hour window):

1. In the **Action** column, use the **Settle** dropdown menu to select **Redeem for fiat**. This asks you to confirm the redemption.

2. To confirm the redemption, select **Confirm and redeem**.


You can also **bridge** the pending RLUSD to a crypto wallet on another chain instead of redeeming it for fiat. See [Bridge RLUSD](/pt-br/products/stablecoin/user-interface/tutorials/bridge-rlusd).