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A wallet stores your digital assets on a specific blockchain. Each wallet has a public address for receiving funds and a private key (secured by MPC) for authorizing outgoing transactions.

Create a wallet

  1. Click into the vault where you want to create the wallet.
  2. Click Create wallet.
  3. Enter a name that identifies the wallet (for example, "ETH Outbound" or "XRP Treasury"). Must be 5–50 characters.
  4. (Optional) Enter a description that explains the wallet's purpose. Maximum 100 characters.
  5. (Optional) Enter a Correlation ID or External ID if you use external tracking systems.
  6. Select the blockchain you want the wallet to operate on.

Wallet-as-a-Service (Palisade) supports the following blockchains:

BlockchainTypeNotes
EthereumEVMMulti-chain EVM address
ArbitrumEVMShares address with Ethereum wallet
AvalancheEVMShares address with Ethereum wallet
BaseEVMShares address with Ethereum wallet
BNB ChainEVMShares address with Ethereum wallet
PolygonEVMShares address with Ethereum wallet
1MoneyEVMSandbox only. Shares address with Ethereum wallet
BitcoinNon-EVM
TronNon-EVM
XRP LedgerNon-EVMRequires activation fee before use
EVM wallets work across chains

If you create an Ethereum wallet, the same address is valid on all supported EVM chains (Arbitrum, Polygon, Base, BNB Chain, and Avalanche). Wallet-as-a-Service (Palisade) detects deposits on any supported EVM chain automatically and lets you send on any chain where you hold a balance.

XRP Ledger activation fee

The XRP Ledger requires an activation fee of 1 XRP before the wallet can send or receive transactions. Fund the wallet with at least 1 XRP to activate it.

  1. Under Select keystore, choose how the wallet's private key is secured:
    • MPC — Private key shards are distributed across your MPC quorum devices. Required for production.
    • HSM — Private key is stored in a Hardware Security Module. Available in sandbox only.
Keystore cannot be changed

The keystore method is permanent once the wallet is created. Choose carefully.

MPC quorum required

To select MPC, you must have a confirmed quorum. If you haven't created one yet, complete Configure devices and quorums first. After selecting MPC, use the Select a quorum dropdown to choose the quorum for this wallet.

  1. Click Create wallet.
  2. If you selected MPC, all quorum devices receive a notification to approve the wallet creation. Every device must approve within 5 minutes.

Fund your wallet

Your wallet starts with a zero balance. Deposit funds from an external source before you attempt any outgoing transactions.

  1. Open the wallet and go to Settings > General.
  2. Copy the wallet address.
  3. Send funds to that address from an exchange, another wallet, or any external source.
  4. Wait for on-chain confirmation. The balance appears on the wallet's asset list once the transaction confirms on the blockchain.
Your wallet is deposit-only

At this point, your wallet can receive funds but cannot send outgoing transactions. Wallet-as-a-Service (Palisade) operates a zero-trust model — you must create a transaction policy, register destination addresses, and enable outgoing transactions before you can send anything. The next step walks you through this process.

Next step

Unlock outgoing transactions by setting up policies and addresses: