# CdtrAgt

The `CdtrAgt` object contains information about the financial institution servicing the account for the `Cdtr`. In this object, you'll provide details about the financial institution's branch where the account is held, as well as the name and unique identification of the bank account.

See the table below, or download the [CdtrAgt schema](/assets/cdtragt.9f6456c12e209560529cbea6fff8e3eeed7df0d67a3f9890ba7b91a4fbc04ab2.3ea817e8.json).

Note
When you're creating an identity, the `CdtrAgt` object fields you need to include may vary based on the data required for a specific beneficiary country and currency.
For more information, see [Get data requirements](/products/payments-direct/api-docs/tutorials/create-an-identity#get-data-requirements).


```json
{
  "$ref": "#/components/schemas/cdtragt",
  "components": {
    "schemas": {
      "cdtragt": {
        "schema": "http://json-schema.org/draft-06/schema#",
        "id": "file://po11#",
        "description": "CdtrAgt object schema",
        "type": "object",
        "additionalProperties": false,
        "properties": {
          "CdtrAgt": {
            "type": "object",
            "description": "Financial institution servicing an account for the creditor.",
            "properties": {
              "FinInstnId": {
                "type": "object",
                "description": "Allows the details of the Creditor Agent to be held",
                "properties": {
                  "Nm": {
                    "description": "Name by which the party is known and which is usually used to identify the party.\n\n• Must include one (1) name string.\n\n• Allowable characters: Alphanumeric and space.\n\n• Names with multiple words must be separated by a space. For example, specify \"Widgets Org\", as `Widgets Org`.\n\n• Provide a truncated name if longer than 140 characters.",
                    "type": "string",
                    "pattern": "^[a-zA-Z0-9 \\t]+$",
                    "minLength": 1,
                    "maxLength": 140
                  },
                  "Othr": {
                    "type": "object",
                    "description": "Unique identification of an agent, as assigned by an institution, using an identification scheme.",
                    "properties": {
                      "Id": {
                        "type": "string",
                        "description": "Unique and unambiguous identification of a person."
                      }
                    }
                  }
                }
              },
              "BrnchId": {
                "type": "object",
                "description": "Allows the details of the Creditor Agent Branch to be held",
                "properties": {
                  "PstlAdr": {
                    "type": "object",
                    "description": "Address for the Branch",
                    "properties": {
                      "Ctry": {
                        "type": "string",
                        "pattern": "^[A-Z]{2}$",
                        "description": "Information that locates and identifies the country for the party, as defined by postal services. Use Alpha-2 Code as defined in the [ISO CountryCode ISO 3166-1](https://www.iso.org/obp/ui/#search) list."
                      }
                    }
                  }
                }
              }
            }
          }
        },
        "required": [
          "CdtrAgt"
        ]
      }
    }
  }
}
```