The following sections provide country-specific beneficiary information you must specify when you add a beneficiary to a batch payment file.
The state/territory code of the beneficiary's postal address.
Australia state name Australia state/territory code Australia Capital ACTNew South Wales NSWNorthern Territory NTQueensland QLDSouth Australia SATasmania TASVictoria VICWest Australia WA
2. The name and postal code for the beneficiary's city, town, or suburb.
To get full information about the beneficiary's postal address, refer to the [Australia Post post office index](https://auspost.com.au/locate/post-office).
When you're sending a payment to an individual beneficiary in China, consider the following when you create a payment:
- If your beneficiary is a Chinese national, make sure you enter
NIDN(National Identity Number) in theBeneficiary ID Document Typefield and then the government ID number in theBeneficiary ID Document Numberfield. The government ID number must be in alphanumeric characters only. - If your beneficiary is a foreign national in China, make sure you enter
CCPT(Passport Number) in theBeneficiary ID Document Typefield and then the passport number in theBeneficiary ID Document Numberfield.
Depending on whether your beneficiary is an individual or a business, consider the following:
For certain use cases described in the following sections, Ripple's payout partner will send an SMS to the beneficiary's South Korean mobile number. The SMS is part of the payout partner's customer identity verification process. The SMS includes the sender's name, the transaction amount, and a link which the beneficiary must access to complete the customer identity verification process and receive the payment. The link expires after 72 hours.
If the individual beneficiary meets one of the following conditions, Ripple's payout partner will perform the customer identity verification process as described under Customer identity verification process:
- Has never received a payment to a South Korean bank account from Ripple's payout partner before, or
- Is going to receive a payment into a bank account different from the one previously registered
If the payment to the individual beneficiary is equal to or less than KRW 6,000,000 and you use one of the following purpose of payment codes, the beneficiary has to undergo the identity verification process as described under Customer identity verification process.
Purpose code Description ACSCAccounting services AMSCAdvertising, market research, and public opinion polling services ALLWAllowance GIFTAllowance (Gift) ENGSArchitectural, engineering, and other technical services BONUBonus payment COMMCommission CISCConstruction and installation services DEPTDeposit GSSTGoods and services by short-term workers GSTRGoods and services by travelers INTEInterest LESCLegal Services MRSCMaintenance and repair services MDCSMedical services OTHROthers PSFRPassenger fare PAYRPayroll REABReal estate abroad RELGRental lease general SALASalary payment VIACVisa application charges Note:If you're trying to use a purpose code from the list above for a payment higher than KRW 6,000,000 to an individual beneficiary, Ripple's payout partner will reject the payment.
If the payment to the individual beneficiary is equal to or less than KRW 500,000,000 and you specify one of the following purpose of payment codes, there will be no customer identity verification process.
Purpose code Description GDDSPurchase sale of goods GDSVPurchase sale of goods and services SCVEPurchase sale of services SUPPSupplier payment FEESPayment of fees IVPTInvoice payment TRADTrade services MRSCMaintenance and repair services
If the payment to the business beneficiary is equal to or less than KRW 6,000,000 and you use one of the following purpose of payment codes, the beneficiary has to undergo the identity verification process as described under Customer identity verification process.
Purpose code Description ACSCAccounting services AMSCAdvertising, market research, and public opinion polling services GIFTAllowance ENGSArchitectural, engineering, and other technical services CISCConstruction and installation services DEPTDeposit DOFIDeposits with or from offshore financial institutions INTEInterest INTCIntra company payment INVSInvestment and securities LESCLegal Services MRSCMaintenance and repair services OTHROthers MACHPayment for machinery, non-customized packaged software and transport equipment MFGDPayment for manufactured goods MMFAPayment for miscellaneous manufactured articles PAYRPayroll REABReal estate abroad RELGRental lease general SALASalary payment TLLTTerm loans (long-term) TLSTTerm loans (short-term) Note:If you're trying to use a purpose code from the list above for a payment higher than KRW 6,000,000 to a business beneficiary, Ripple's payout partner will reject the payment.
If the payment to the business beneficiary is equal to or less than KRW 500,000,000 and you use one of the following purpose of payment codes, there will be no customer identity verification process.
Purpose code Description GSPMGoods for processing and manufacturing services GDDSPurchase sale of goods GDSVPurchase sale of goods and services SCVEPurchase sale of services SUPPSupplier payment FEESPayment of fees IVPTInvoice payment TRADTrade services MRSCMaintenance and repair services Note:If you don't use a purpose code from the list above for a payment between KRW 6,000,000 and KRW 500,000,000 to a business beneficiary, Ripple's payout partner will fail the payment.