CdtrAcct

Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.

Is optional
Type: object

With the following properties:

Property	Type	Required	Description
Ccy	String	Optional	Currency for the Creditor Account. Defined in `#/definitions/currency`
Id	Object	Required	Nature or use of the Creditor account.
Nm	String	Optional	Name by which the account is known and which is usually used to identify the Creditor account. Defined in `#/definitions/account_name`
Tp	Object	Optional	Nature or use of the Creditor account. Defined in `#/definitions/account_type`

`Id`

Nature or use of the creditor account.

The full list of Id properties is defined in #/definitions/account_id. However, the following properties are required for CdtrAcct.Id:

Property	Type	Required	Description
`IBAN`	String	Required	Holds the creditor account number in IBAN format. Usage Guidelines: If you specify `IBAN`, do not specify `Othr.Id` Use this property in conjunction with `CdtrAgt.FinInstnId.BICFI`. An example IBAN string is "DE89370400440532013000".
`Othr.Id`	String	Required	Holds the creditor account number in non-IBAN format. Usage Guidelines: If you specify `Othr.Id`, do not specify `IBAN`. Provide information to support the following types of transfers or payouts: Bank account transfers: Specify non-IBAN bank account number. Card transfers: Specify the card number. Mobile wallet or e-wallet transfers: Specify the mobile or e-wallet number. Cash transfers or other transfers that do not require a payout instrument ID: Specify `NOTREQUIRED`. Bill payments: Specify the bill reference number, or the account number, or the customer reference number. Use this property in conjunction with `CdtrAgt.ClrSysMmbId.MmbId`. An example non-IBAN string is "5320130".
Othr.SchmeNm.Cd	String	Required only if `Othr.Id` is specified. Not applicable otherwise.	Type of account number, list based on a combination of ExternalAccountIdentification1Code and AccountIdentification30Choice ISO 20022 Lists 27-Aug-2021. Usage Guidelines: Do not specify `Othr.SchmeNm.Cd` if you do not specify `Othr.Id`. The value of this property must be equal to one of the known values. The list of known values is defined in `#/definitions/external_account_id`. An example value for a bank account transfer is `BBAN`. An example value for a cash payout is `CASH`.

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"CdtrAcct": {
    "type": "object",
    "description": "Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.",
    "properties": {
        "Nm": {
            "type": "string",
            "description": "Name by which the account is known and which is usually used to identify the Creditor account.",
            "$ref": "#/definitions/account_name"
        },
        "Ccy": {
            "type": "string",
            "description": "Currency for the Creditor Account",
            "$ref": "#/definitions/currency"
        },
        "Id": {
            "type": "object",
            "description": "Identifier for the Creditor account.",
            "$ref": "#/definitions/account_id"
        },
        "Tp": {
            "type": "object",
            "description": "Nature or use of the Creditor account.",
            "$ref": "#/definitions/account_type"
        }
    }
}