# Auto-settlement

Auto-settlement allows you to bypass the need to settle payments manually once they have been locked by the receiving institution.

## Activate auto-settlement

To activate auto-settlement:

1. In **Payments Direct UI**, click the **Settings** tab.
2. Click **Payment settings**.
![Payment settings](../../images/user-interface/auto-settlement-settings.png)
3. On the **Auto-settlement** panel, turn on the switch.
![Activate auto-settlement](../../images/user-interface/auto-settlement-activate.png)
4. In the **Activate Auto-settlement?** modal, click **Activate**.
![Confirm activation](../../images/user-interface/auto-settlement-confirmation.png)
Auto-settlement is now activated for all payments.


Deactivation
To deactivate auto-settlement, follow steps 1 and 2 in the above procedure, then in step 3, turn off the switch on the **Auto-settlement** setting panel.