# Auto-settlement

Auto-settlement allows you to bypass the need to settle payments manually once they have been locked by the receiving institution.

## Activate auto-settlement

To activate auto-settlement:

1. In **Ripple Payments UI**, click the **Settings** tab.
2. Click **Payment settings**.
![Payment settings](/assets/auto-settlement-settings.5ca820e8bb306a44532cbda961e134046f2c1d04b9fcffec15f2b7eaa2f1fc87.6ae46ae6.png)
3. On the **Auto-settlement** panel, turn on the switch.
![Activate auto-settlement](/assets/auto-settlement-activate.66a4d9d02916ef0dc854431fcaf60cd4f3f169b5c55038b0485e856b1cd3ebff.6ae46ae6.png)
4. In the **Activate Auto-settlement?** modal, click **Activate**.
![Confirm activation](/assets/auto-settlement-confirmation.5a9ad2c478ea512aa6ad84f69c6b33435e527f351c2b9f238f8e8abbbce9b548.6ae46ae6.png)
Auto-settlement is now activated for all payments.


Deactivation
To deactivate auto-settlement, follow steps 1 and 2 in the above procedure, then in step 3, turn off the switch on the **Auto-settlement** setting panel.