Limited Availability
Not all features are available in all jurisdictions.
Ripple Collections allows you to collect payments on behalf of your customers. You can manage virtual accounts and payment transfers and enable integration with your existing systems. By using this API, you can programmatically open payment channels for your payers, track the status of payments, and manage your partners (payers and beneficiaries).
Developer
Get your credentials, make your first authenticated call, then work through the guides.
Architect / Technical PM
Per-resource explanations of partners, accounts, channels, transactions, settlements, and webhooks, and how they relate to each other.
Ripple Collections consists of these key features:
- Accounts and virtual wallets: Create and manage payment accounts with unique virtual accounts or deposit addresses for each of your customers and their end-users. This allows for automated reconciliation, as incoming funds are instantly matched to the correct party.
- Automated reconciliation: Every channel is tied to a specific account and beneficiary. When a payment is made, the system automatically credits the correct account's sub-ledger.
- Payment channels: Open a channel between a payer and a beneficiary's account. The payer can pay into it repeatedly, and each payment creates a transaction you can track from receipt to settlement.
- Partner management: Create and manage the entities (businesses or individuals) involved in your transactions. This includes payers (the source of funds) and beneficiaries (the recipients of funds).
- Real-time visibility: Gain real-time insight into the status of all your channels and payments. You can get detailed information on each transaction, including amounts, currencies, fees, and timestamps.