Transactions

A transaction represents a payment from a payer into a beneficiary's account, recorded against either a collection link or a channel.

A transaction is the record of money actually moving, as distinct from the request for it. A collection or channel is the instrument that invites payment; the transaction is what exists once a payer acts on it. One collection produces at most one transaction, while a channel produces one per payment received.

Transactions carry the detail you need for reconciliation: amounts, currencies, fees, timestamps, and status. Each transaction also carries a settlement_id once it has been included in a settlement, which is how you cross-reference received funds against payouts.

• A transaction is credited to an account's sub-ledger.
• It originates from a collection or a channel.
• Its settlement_id links it to the settlement that paid it out.
• Status changes emit TRANSACTION_STATUS_CHANGED webhook events.

• List transactions: Retrieve a list of all transactions, which can be filtered by id, payer_id, or beneficiary_id.
• Get transaction details: View the full details and current status of a single transaction.