Endpoints for authentication
Ripple Collections (0.1.0)
The Ripple Collection APIs are used to manage collections, manage payment channels, manage partners and settlements.
The Ripple Collection APIs offers the following environments:
Environment | Base URL | Description |
|---|---|---|
| Sandbox | https://docs.ripple.com/products/collections/_mock/api/collections | Sandbox environment with mock data which does not require auth. |
| UAT | https://api.test.ripple.com | UAT environment with simulated transactions. |
| Production | https://api.ripple.com | Production environment |
All API operations in UAT and Production require a Bearer access token specific to the environment you're using. Ripple provides a secure model for authentication and authorization by providing access tokens scoped for a set of credentials.
You will need your client ID and client secret to obtain an access token. If you do not already have your client ID and client secret, do the following:
- Log into the Ripple Collections UI. 2. In the left navigation menu, click Settings. 3. Under Administration, click API Credentials. 4. In the dropdown list next to the page title, select the access environment. For example, to provision credentials for the test environment, select Test from the dropdown list. 5. In the upper right corner of the page, click New Credential. 6. Click Save and Generate Key. Caution: The client secret is displayed only once when you are creating new credentials. You cannot retrieve the secret after exiting this page. Copy and store the client secret securely and share it with authorized individuals in accordance with your organization's security policy. You can now use the client ID and client secret to generate access tokens using the Request an access token operation.
To get an access token, use the Request an access token operation with your client_id and client_secret. The response contains a token in the access_token field. We recommend rotating your API credentials at regular intervals according to your organization's security policy. Note: Authentication tokens are not a fixed length and can vary, avoid validating tokens based on character length.
When a client supplies a unique key (X-Idempotency-Key, UUID). The header is optional: if it is omitted the request is processed normally (no deduplication, no replay). Supplying the header is strongly recommended for POST operations that create side effects. Provide optional X-Idempotency-Key on POST writes for safe retries:
- Success → cached and replayable.
- In-flight duplicate → 409 (retry later).
- Mismatch → 422.
- Failure → entry removed (safe retry).
- Only successes are replayed.
With X-Idempotency-Key:
- First request claims and (if successful) caches response.
- Concurrent duplicates while in flight receive 409 +
Retry-After: 1. - Later identical retries get the cached 2xx response.
- Different payload/path/method using same key → 422 mismatch.
Without the header:
- Filter bypasses idempotency entirely.
- Each call executes independently; duplicates may create repeated side effects.
When receiving webhooks, the signing operation has already been performed by the platform and you must validate the signature we provide to ensure the webhook originated from us. When creating a subscription (using the subscription API), you are provided a signature_verification_key. This value is a base64‑encoded symmetric secret used to compute an HMAC-SHA256 signature for each webhook payload. You must persist this secret securely at subscription creation time.
NOTE: The returned signature_verification_key is base64-encoded binary. In the code sample below we base64‑decode it to raw bytes (you do NOT re‑encode it). You may display it in hex for debugging, but hex is not required for verification. When a webhook is dispatched:
- We include
X-Webhook-Timestamp(epoch milliseconds). - We include
X-Webhook-Signaturein the form:t=<timestamp>,v1=<hex_hmac_sha256>. - You reconstruct the exact signing string and verify.
Step | Action | Description |
|---|---|---|
| 1 | Reconstruct | Concatenate the timestamp, a dot (.), and the SHA256 hex digest of the raw request body: <timestamp>.<sha256(body)> |
| 2 | Verify | HMAC-SHA256 the signing string with the decoded secret; compare the resulting hex digest to v1 (constant-time). |
Field | Description |
|---|---|
| Timestamp | Raw value from X-Webhook-Timestamp (epoch millis as a string). |
| Body | The exact raw HTTP request body bytes (no parsing / reformatting). |
| body_hash | SHA256 hex digest of the raw body. |
| signing_string | <timestamp>.<body_hash> |
| Secret | Base64-decoded signature_verification_key. |
| Signature | Hex digest of HMAC_SHA256(secret, signing_string) placed in v1. |
If any of these values are transformed (e.g. JSON pretty-printed, numeric formatting changed, timestamp altered) the verification will fail.
def verify_webhook(raw_body: bytes, timestamp: str, signature_header: str, base64_secret: str, max_age_seconds: int = 300) -> bool:
"""
Verify an incoming webhook.
Parameters:
raw_body: Exact raw request body bytes (no mutation).
timestamp: X-Webhook-Timestamp header (epoch millis as string).
signature_header:X-Webhook-Signature header in form "t=<timestamp>,v1=<hex>".
base64_secret: subscription signature_verification_key (base64).
max_age_seconds: Allowed clock skew / replay window (0 disables freshness check).
Returns: True if signature is valid, else False.
"""
if not (raw_body and timestamp and signature_header and base64_secret): return False
# Parse signature header
parts = {}
try:
for seg in signature_header.split(","):
k, v = seg.split("=", 1)
parts[k.strip()] = v.strip()
except Exception:
return False
if parts.get("t") != timestamp or "v1" not in parts:
return False
# Freshness (optional)
if max_age_seconds > 0 and timestamp.isdigit():
try:
ts_int = int(timestamp)
# Detect millis
if ts_int > 1_000_000_000_000:
ts_int //= 1000
if abs(int(time.time()) - ts_int) > max_age_seconds:
return False
except ValueError:
return False
# SHA256 hex of body
body_hash = hashlib.sha256(raw_body).hexdigest()
signing_string = f"{timestamp}.{body_hash}".encode("utf-8")
# Decode secret (single base64 decode only)
try:
secret = base64.b64decode(base64_secret, validate=True)
except Exception:
return False
expected = hmac.new(secret, signing_string, hashlib.sha256).hexdigest()
provided = parts["v1"]
# Constant-time compare
return hmac.compare_digest(expected, provided)from flask import Flask, request, Response
import os
from verifier import verify_webhook # assuming the function above saved as verifier.py
app = Flask(__name__)
SECRET = os.environ.get("WEBHOOK_SECRET_VERIFICATION_KEY") # set from secure config
@app.post("/webhook")
def webhook():
raw_body = request.get_data() # exact bytes
ts = request.headers.get("X-Webhook-Timestamp", "")
sig = request.headers.get("X-Webhook-Signature", "")
if not verify_webhook(raw_body, ts, sig, SECRET, max_age_seconds=300):
return Response("invalid signature", status=400)
# Safe to parse AFTER verification
return Response("ok", status=200)- Always read raw bytes first; only parse JSON after verification.
- Do not pretty-print or modify the JSON before hashing.
- Reject if age window exceeded or headers malformed.
- Use
hmac.compare_digestfor constant-time comparison.
| Issue | Cause | Resolution |
|---|---|---|
| signature_mismatch | Secret double-base64 encoded | Use original subscription value directly |
| signature_mismatch | Body re-serialized / pretty-printed | Hash exact raw bytes |
| signature_mismatch | Timestamp mismatch between t and header | Ensure they match verbatim |
| Stale timestamp | Clock skew or delayed processing | Check system clock; adjust max age |
| Invalid header format | Missing t= or v1= segment | Ensure exact format t=...,v1=... |
- Captured raw body (not parsed then re-stringified)
- Extracted
X-Webhook-Timestamp - Parsed
X-Webhook-Signature→ t & v1 - Computed SHA256 hex of raw body
- Built signing string
<timestamp>.<body_hash> - Base64-decoded stored secret
- HMAC-SHA256 computed & constant-time compared
- (Optional) Freshness window passed
If every box is checked and comparison succeeds, the webhook is authentic.
https://docs.ripple.com/_mock/products/collections/api/collections/
https://api.test.ripple.com/
https://api.ripple.com/
Filter partners by specific partner ID
ISO 8601 timestamp after partner was created
ISO 8601 timestamp before partner was created
Filter partners by type
- Mock server
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners
https://api.test.ripple.com/v0/collections/partners
https://api.ripple.com/v0/collections/partners
- curl
- Python
- Java
- JavaScript
curl -i -X GET \
'https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners?id=0c5479ff-3772-4123-b2b7-e679e71eb570&since=2025-06-17T12%3A00%3A00Z&until=2025-06-17T12%3A00%3A00Z&type=BUSINESS&status=PENDING&external_reference_id=Ref-123&page=1&size=10' \
-H 'Authorization: Bearer <YOUR_JWT_HERE>'{ "content": [ { … } ], "page": { "page": 1, "size": 10, "total_elements": 100, "total_pages": 10 } }
Full name of the partner organization or individual
- Mock server
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners
https://api.test.ripple.com/v0/collections/partners
https://api.ripple.com/v0/collections/partners
- curl
- Python
- Java
- JavaScript
curl -i -X POST \
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners \
-H 'Authorization: Bearer <YOUR_JWT_HERE>' \
-H 'Content-Type: application/json' \
-d '{
"name": "Nigerian Imports Ltd.",
"email": "nigerian@imports.com",
"external_reference_id": "Ref-123",
"data": {
"type": "BUSINESS",
"legal_entity": "Nigerian Imports Ltd.",
"registration_number": "RC-123456-NGR",
"registration_type": "AIIN",
"country": "NG",
"city": "Lagos Island",
"postal_code": "10010",
"address": "15 Marina Street",
"address_line_2": "Suite 200"
}
}'Partner created successfully.
Unique identifier for the partner
Full name of the partner organization or individual
Partner status for collection links or channels
Timestamp when the partner was created
{ "id": "0c5479ff-3772-4123-b2b7-e679e71eb570", "name": "Nigerian Imports Ltd.", "email": "nigerian@imports.com", "external_reference_id": "Ref-123", "data": { "type": "BUSINESS", "legal_entity": "Nigerian Imports Ltd.", "registration_number": "RC-123456-NGR", "registration_type": "AIIN", "country": "NG", "city": "Lagos Island", "postal_code": "10010", "address": "15 Marina Street", "address_line_2": "Suite 200" }, "status": "PENDING", "reason": null, "created_at": "2025-09-18T22:54:00.542Z", "updated_at": "2025-09-18T23:54:00.542Z" }
- Mock server
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners/{partner_id}
https://api.test.ripple.com/v0/collections/partners/{partner_id}
https://api.ripple.com/v0/collections/partners/{partner_id}
- curl
- Python
- Java
- JavaScript
curl -i -X GET \
'https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners/0c5479ff-3772-4123-b2b7-e679e71eb570?external_reference_id=Ref-123' \
-H 'Authorization: Bearer <YOUR_JWT_HERE>'Successful response
Unique identifier for the partner
Full name of the partner organization or individual
Partner status for collection links or channels
Timestamp when the partner was created
{ "id": "0c5479ff-3772-4123-b2b7-e679e71eb570", "name": "Nigerian Imports Ltd.", "email": "nigerian@imports.com", "external_reference_id": "Ref-123", "data": { "type": "BUSINESS", "legal_entity": "Nigerian Imports Ltd.", "registration_number": "RC-123456-NGR", "registration_type": "AIIN", "country": "NG", "city": "Lagos Island", "postal_code": "10010", "address": "15 Marina Street", "address_line_2": "Suite 200" }, "status": "PENDING", "reason": null, "created_at": "2025-09-18T22:54:00.542Z", "updated_at": "2025-09-18T23:54:00.542Z" }
- Mock server
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners/{partner_id}
https://api.test.ripple.com/v0/collections/partners/{partner_id}
https://api.ripple.com/v0/collections/partners/{partner_id}
- curl
- Python
- Java
- JavaScript
curl -i -X PUT \
https://docs.ripple.com/_mock/products/collections/api/collections/v0/collections/partners/0c5479ff-3772-4123-b2b7-e679e71eb570 \
-H 'Authorization: Bearer <YOUR_JWT_HERE>' \
-H 'Content-Type: application/json' \
-d '{
"name": "Nigerian Imports Ltd.",
"email": "nigerian@imports.com",
"external_reference_id": "Ref-123",
"data": {
"type": "BUSINESS",
"legal_entity": "Nigerian Imports Ltd.",
"registration_number": "RC-123456-NGR",
"registration_type": "AIIN",
"country": "NG",
"city": "Lagos Island",
"postal_code": "10010",
"address": "15 Marina Street",
"address_line_2": "Suite 200"
}
}'Partner updated successfully.
Unique identifier for the partner
Full name of the partner organization or individual
Partner status for collection links or channels
Timestamp when the partner was created
{ "id": "0c5479ff-3772-4123-b2b7-e679e71eb570", "name": "Nigerian Imports Ltd.", "email": "nigerian@imports.com", "external_reference_id": "Ref-123", "data": { "type": "BUSINESS", "legal_entity": "Nigerian Imports Ltd.", "registration_number": "RC-123456-NGR", "registration_type": "AIIN", "country": "NG", "city": "Lagos Island", "postal_code": "10010", "address": "15 Marina Street", "address_line_2": "Suite 200" }, "status": "PENDING", "reason": null, "created_at": "2025-09-18T22:54:00.542Z", "updated_at": "2025-09-18T23:54:00.542Z" }