RippleNet is a peer-to-peer distributed application that maintains a virtual ledger to emulate Nostro and Vostro accounts and relationships and consists of a bi-directional messaging layer and a settlement layer. Instead of accessing the core banking systems of financial institutions, your middleware will integrate with RippleNet, using API operations that replicate funding into the RippleNet virtual accounts.

RippleNet is deployed within a cloud environment hosted by Ripple, significantly lowering your on-site technical infrastructure costs. We fully test each RippleNet release for backward compatibility before deployment. Our operations team provides maintenance, upgrades, 24/7 monitoring, and support. This saves you from hardware and staffing expenses, and provides a higher quality of service to your customers.

RippleNet is also SOC 2 certified by independent auditors, ensuring safeguards in security, availability, confidentiality, and privacy.

On-Demand Liquidity

On-Demand Liquidity (ODL) is a unique liquidity management solution for RippleNet that allows customers to instantly, easily, and efficiently move money across borders and currencies, without needing to pre-fund in any market. In turn, ODL reduces operational costs and frees up working capital for organizations, all while operating 24/7/365, dramatically increasing the speed of cross border settlement.

ODL uses the digital asset XRP as a bridge currency, sourcing liquidity on-demand, and moving funds in real time.