Introduction to RippleNet

Welcome to RippleNet documentation. This site contains complete technical information on RippleNet concepts, integration decisions, middleware development, tools, and testing.

RippleNet Overview

RippleNet reduces the friction of cross-border payments, improving your and your customers’ experience through:

  • Bi-directional messaging
  • Optimized settlement
  • Unique liquidity solutions

About RippleNet Customers

RippleNet customers include a broad range of payment providers, banks, and multinational businesses from around the world.

Payment providers

  • Traditional remitters
  • Digitally-led remitters
  • FX brokers
  • Payment service companies


  • Global tier-1 banks
  • Multi-country regional banks
  • Local banks
  • Digital banks

Multinational businesses

  • Different types of corporations

In addition to customers, Ripple works with partners and infrastructure providers to provide important services with respect to RippleNet.

The number and breadth of interconnected customers, partners, and infrastructure providers provides RippleNet with a network of institutions that can quickly and efficiently send and receive payments around the world.

Payment participants

For more information on how RippleNet customers participate in payment transactions, see Payment participants.