# Payment settings

In the payments settings, you can activate or deactivate the following features:

## Activate auto-settlement

Auto-settlement allows you to bypass the need to settle payments manually once they have been locked by the receiving institution.

To activate auto-settlement:

1. In the **Payments Direct UI**, click the **Settings** tab.
2. Click **Payment settings**.
![Payment settings](../../images/user-interface/auto-settlement-settings.png)
3. On the **Auto-settlement** panel, turn on the switch.
![Activate auto-settlement](../../images/user-interface/auto-settlement-activate.png)
4. In the **Activate Auto-settlement?** modal, click **Activate**.
![Confirm activation](../../images/user-interface/auto-settlement-confirmation.png)
Auto-settlement is now activated for all payments.


Deactivation
To deactivate auto-settlement, follow steps 1 and 2 in the above procedure, then in step 3, turn off the switch on the **Auto-settlement** setting panel.

## Deactivate auto-generation of end-to-end IDs

An end-to-end ID is a unique ID assigned to a transaction and shared between sender, receiver, and any intermediaries, which persists even if the payment ID for a transaction changes due to failures. By default, end-to-end ID auto-generation is turned on, and automatically generates an end-to-end ID for each payment in your organization.

To deactivate the auto-generation of end-to-end IDs:

1. In the **Payments Direct UI**, click the **Settings** tab.
2. Click **Payment settings**.
![Payment settings](../../images/user-interface/auto-settlement-settings.png)
3. On the **End-to-end ID Auto-generation** panel, turn off the switch.
![Deactivate end-to-end ID auto generation](../../images/user-interface/end-to-end-id-deactivate.png)
4. In the **Deactivate End-to-End ID Auto generation?** modal, click **Deactivate**.
![Confirm deactivation](../../images/user-interface/end-to-end-id-confirmation.png)
End-to-end ID auto-generation is now deactivated for all payments.


Activation
To activate end-to-end ID auto-generation, follow steps 1 and 2 in the above procedure, then in step 3, turn off the switch on the **End-to-End ID Auto-generation** setting panel.