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Understanding balances

When viewing wallet balances in Wallet-as-a-Service (Palisade), you'll see different balance types that reflect the availability and status of your funds.

Balance types

Balance TypeDescription
TotalThe sum of all funds in the wallet (available + frozen + pending)
AvailableFunds that can be used immediately for outgoing transactions
FrozenFunds from transactions that have been frozen for compliance review
PendingFunds from transactions currently awaiting a freeze decision

When balances differ

Your available balance may be less than your total balance when:

  • Transactions are frozen: Incoming deposits have been manually frozen or automatically frozen for review. These funds remain in the "Frozen" balance until unfrozen. See Manage transactions for more information on freezing transactions.

  • Transactions are pending: Incoming transactions that are awaiting a freeze decision. Once confirmed, these amounts move to either "Available" or "Frozen".

Viewing balances

You can view your wallet balances in the Wallet-as-a-Service (Palisade) console from:

  • The vault overview, which displays balances for all wallets
  • Individual wallet pages, which show balances for that specific wallet

Refreshing balances

To manually refresh a wallet's balances:

  • Navigate to the wallet page
  • Click the refresh icon next to the wallet balance
  • Balances will update automatically once the sync completes

Manual refresh is useful when a balance appears outdated or incorrect

Limitations

Manual refresh only updates balances for tokens that Wallet-as-a-Service (Palisade) is already tracking for that wallet. It will not detect new tokens that have never been seen before.

If you've received a token that isn't appearing in your wallet:

  • The token may not yet be tracked by Wallet-as-a-Service (Palisade)
  • Contact support to have the token added to your wallet

Multi-chain balances (EVM wallets)

For EVM wallets, balances are tracked separately for each blockchain where you hold assets. This provides complete visibility into your cross-chain holdings.

Per-chain balance breakdown

AspectDescription
Chain-specific balancesSee exactly how much you hold on each blockchain (e.g., 500 USDC on Ethereum, 200 USDC on Arbitrum)
Aggregated totalsTotal holdings automatically sum across all chains
Fiat valuationsPortfolio value calculated across all chains in your preferred currency

Example balance view

For an EVM wallet holding USDC across multiple chains:

BlockchainAssetQuantity
EthereumUSDC500.00
ArbitrumUSDC200.00
PolygonUSDC150.00
TotalUSDC850.00

API response

API documentation

See the Wallet-as-a-Service (Palisade) API reference for information on how to retrieve balance information via the API.