# DbtrAcct

Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.

* Is optional
* Type: `object`


With the following properties:

| Property | Type | Required | Description |
|  --- | --- | --- | --- |
| [Ccy](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/currency) | String | Optional | Currency for the Debtor Account. Defined in `#/definitions/currency` |
| [Id](#id) | Object | Required | Nature or use of the Debtor account. |
| [Nm](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/account_name) | String | Optional | Name by which the account is known and which is usually used to identify the Debtor account. Defined in `#/definitions/account_name` |
| [Tp](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/account_type) | Object | Optional | Nature or use of the Debtor account. Defined in `#/definitions/account_type` |


## `Id`

Nature or use of the Debtor account.

The full list of [Id](/products/payments-odl/api-docs/ripplenet/resources/srpo/supporting-info-definitions/account_id) properties is defined in `#/definitions/account_id`. However, the following properties are required for `DbtrAcct.Id`:

| Property | Type | Required | Description |
|  --- | --- | --- | --- |
| `IBAN` | String | Required | Holds the Debtor account number in IBAN format.  **Usage Guidelines:**   If you specify `IBAN`, do not specify `Othr.Id`   An example IBAN string is "GB29NWBK60161331926819".  |
| `Othr.Id` | String | Required | Holds the Debtor account number in non-IBAN format.  **Usage Guidelines:**   If you specify `Othr.Id`, do not specify `IBAN`. If no information is available about the Debtor's paying instrument (for example, a cash payment), or if this information is being withheld for compliance, regulatory, or privacy reasons, specify "NOTPROVIDED". Do not use this string if Debtor information is available and can be specified. An example non-IBAN string is "31926819". |


## JSON schema extract


```json
"DbtrAcct": {
    "type": "object",
    "description": "Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.",
    "properties": {
        "Nm": {
            "type": "string",
            "description": "Name by which the account is known and which is usually used to identify the Debtor account.",
            "$ref": "#/definitions/account_name"
        },
        "Ccy": {
            "type": "string",
            "description": "Currency for the Debtor Account",
            "$ref": "#/definitions/currency"
        },
        "Id": {
            "type": "object",
            "description": "Nature or use of the Debtor account.",
            "$ref": "#/definitions/account_id"
        },
        "Tp": {
            "type": "object",
            "description": "Nature or use of the Debtor account.",
            "$ref": "#/definitions/account_type"
        }
    }
}
```