Payments Direct supports payouts to the following African countries.
| Country | ISO code | Payout currency | B2B | B2C | B2B2B | B2B2C | C2B2B | C2B2C |
|---|---|---|---|---|---|---|---|---|
| Ghana | GH | GHS | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Nigeria | NG | NGN | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Rwanda | RW | RWF | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ | ✅ |
| South Africa | ZA | ZAR | ⛔ | ⛔ | ⛔ | ⛔ | ⛔ | ✅ |
| Uganda | UG | UGX | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
| Zambia | ZM | ZMW | ✅ | ✅ | ✅ | ✅ | ✅ | ✅ |
Use case key
B2B - Business to business
B2C - Business to consumer
B2B2B - Payments to a business on behalf of a business
B2B2C - Payments to an individual on behalf of a business
C2B2B - Payments to a business on behalf of an individual
C2B2C - Payments to an individual on behalf of an individual
The following per-transaction limits apply. Limits are expressed in USD equivalent where local-currency limits are not defined by the payment network.
Larger transactions
For transactions that exceed the automated limits listed below, contact your Ripple representative. Higher limits may be available with prior arrangement.
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| GIS | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| NIBSS | NGN 7,500,000 | No minimum | No limit | 16:00 WAT | Mon–Fri, excl. banking holidays |
| BAXI | NGN 5,000,000 | NGN 50 | No limit | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| RSwitch | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| PayShap | ZAR 200,000 | ZAR 200 | No limit | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| Direct bank integration | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |
| Payment rail | Max per transaction | Min per transaction | Compliance daily limit | Cutoff time | Processing |
|---|---|---|---|---|---|
| ZECHL | USD 100,000 | No minimum | No limit | None / real-time | 24/7 |