Use this guide to set default values for payment fields in the Payments Direct interface. Product defaults pre-populate common payment fields to reduce repetitive data entry for your team.
- You must be signed in as an Organization Administrator or have access to Payment Settings.
- This feature is available to Payments Direct customers only.
- In the left navigation, select Settings.
- Select Payment settings.
If your organization has not configured product defaults yet, the page opens in setup mode with the title Add Product Configuration. If defaults have already been configured, the existing values are pre-populated in the form.
Set defaults for the originating side of payments:
| Field | Description |
|---|---|
| Country | The default source country for payments. |
| Currency | The default source currency for payments. |
Both fields are optional. Leave blank if you do not want to pre-fill these values.
Set defaults for the receiving side of payments:
| Field | Description |
|---|---|
| Country | The default destination country for payments. |
| Currency | The default destination currency for payments. |
Both fields are optional.
If just-in-time (JIT) funding is enabled for your account, a Funding method section appears with the following toggle:
| Setting | Description |
|---|---|
| Just-in-time payments | When enabled, allows payments that exceed your current available balance. You wire the required funds after initiating the payment, before the funding window closes. |
For more information about JIT funding, see Funding methods.
Select Save to apply your changes.
A confirmation message appears when the configuration is saved successfully. The saved defaults are applied to the payment form for all users in your organization.
- Product defaults pre-fill fields in the payment form but do not restrict what values users can enter. Users can change or clear any pre-filled value when creating a payment.
- Changes to product defaults take effect immediately for all users in your organization.
- To reset all defaults, clear each field and save.