# Add a crypto wallet

Before your organization can use one of its crypto wallets with Ripple, Ripple has to know the wallet belongs to you. Registering the wallet in the Payments Direct UI submits it for review. Once it is approved, it can be used to pay Ripple in stablecoin, and it is on file as a destination for crypto withdrawals.

This guide takes you through registering a wallet, checking the outcome of the review, and removing a wallet you no longer use.

For background on wallet purposes, statuses, and limits, see [Crypto wallets](/products/payments-direct-2/user-interface/settings/crypto-wallets).

## Before you start

You need permission to manage onboarding details for your organization. Without it, the Crypto wallets page is not available to you.

Gather the following before you begin.

- The wallet address, and the destination tag if the network requires one.
- The legal name of the entity that owns the wallet.
- The name of the custody partner or exchange, if a third party holds the wallet.
- Room within your wallet limit for the blockchain you want to use. See [Wallet limits](/products/payments-direct-2/user-interface/settings/crypto-wallets#wallet-limits).


You will be asked to accept legal terms
The last two steps ask you to certify that your organization owns the address and to accept Ripple's Digital Asset Terms and Conditions (Exhibit A). If you are not authorized to accept those terms for your organization, involve someone who is before you begin.

## Register a wallet

To open the wizard:

1. Select the **Settings** gear icon.
2. Under **Transfers**, select **Crypto wallets**.
3. Select **Add Wallet**.
If your organization holds more than one product, choose what the wallet is for. For Payments Direct, choose the option for paying Ripple in stablecoin.


The wizard opens, titled **Add wallet to pay Ripple in stablecoin**, and steps through four screens.

### Step 1: Blockchain and wallet type

1. From **Select Blockchain**, choose the network the wallet address belongs to.
A blockchain that is disabled has reached your organization's wallet limit. The limit is shown beside it.
2. From **Currency**, choose the digital asset.
3. Under **Wallet Type**, choose one:
  - **Hosted** if a third party holds your private keys, such as a custody partner or an exchange.
  - **Unhosted** if you hold and control the private keys yourself.
Your choice here changes the next screen. **Hosted** makes **Custody/Exchange Host Name** a required field.
4. Select **Next**.


### Step 2: Wallet details

1. Complete the fields. All are required except where noted.
  - **Wallet Nickname**: A label to help you recognize this wallet later. It is how the wallet is identified in the wallets table, so pick something you will still recognize in six months.
  - **Legal Name Counterparty**: The legal name of the entity that owns the wallet.
  - **Digital Asset Wallet Address**: The wallet address.
  - **Custody/Exchange Host Name**: The custody partner or exchange that holds the wallet. Required only if you chose **Hosted**.
  - **Destination Tag (if applicable)**: Optional. The destination tag, if the network and wallet require one. Numbers only.
Copy and paste the address rather than typing it. The form checks that the address is well formed for the blockchain you chose, which means a typo that still looks like a valid address will pass. It cannot check that the address is yours.
2. Select **Next**.


### Step 3: Confirm ownership

1. Read the certification and select the checkbox to confirm that your organization owns the address, along with the destination tag if you entered one.
2. Select **Next**.


### Step 4: Accept the terms

1. Read **Exhibit A**, the Digital Asset Terms and Conditions.
2. Select the checkbox to agree to the terms.
3. Select **Add**.


The wallet now appears in the wallets table with a status of **Pending Approval**.

## After you submit

Ripple reviews every wallet before it can be used, and reviews are not instant. The page does not refresh on its own while it is open, so check back by revisiting the Crypto wallets page or reloading it.

The **Status** column tells you where the review stands:

| Status  | What to do |
|  --- | --- |
| **Pending Approval** | Nothing. The review is still in progress. |
| **Approved** | Nothing. The wallet is ready to use. |
| **Denied** | Read the banner at the top of the page. It tells you which of two things happened. If the banner offers an **Add wallet** button, register a replacement. If it asks you to contact the compliance team, do that before trying again. |


To confirm the wallet was recorded as you intended, select its row. The details panel shows the address, wallet type, counterparty name, destination tag, and custody or exchange host name, omitting any field you left blank. If a detail is wrong, remove the wallet and register it again, since registered wallets cannot be edited.

If a wallet shows as **Approved** but is not usable where you expect it to be, contact Ripple support.

## Remove a wallet

1. Select the **Settings** gear icon.
2. Under **Transfers**, select **Crypto wallets**.
3. Find the wallet in the table and select the delete icon at the end of its row.
4. Confirm the removal.


Removing a wallet deactivates the record with Ripple. It does not affect the wallet itself or any assets held in it.