# Initialize Stellar accounts

You need to initialize a new Stellar account from another Stellar account before you can use the account to send assets.

To initialize a Stellar account:

1. Click **Transactions**.
2. Click **Transaction order**.
3. Select the account from which to initialize the new account.
4. Select a Stellar ledger.
5. Click **Create Account**.
6. Select the destination account.
7. Enter the amount.
8. Enter the memo information:
  - **Text**: Include a message in your transaction.
  - **Id**: An identifier for the recipient to identify who is funding the account.
  - **Hash**: Reference another transaction.
  - **Return**: A reference for the transaction when refunding that transaction.
9. In the **Fee** section, specify the following fee information:
  - The fee strategy to use to calculate the transaction fees.
  - A maximum fee as a percentage or amount, if required. The maximum fee must take into consideration the fee calculation method for the ledger. The transaction is not broadcast if the fees are higher than this cap.
Ripple Custody displays the estimated fee for the transaction.
[Learn more about how Ripple Custody calculates transaction fees](/products/custody/v1.26/overview/blockchain/transactions/transaction-fees#fee-strategies-by-ledger)
10. Click **Submit for Approval** and [sign the operation with the app](/products/custody/v1.26/ui/get-started/key-operations/intent-signature).


The transaction is sent when the intent is successfully executed.