Send a single payment

This tutorial describes the steps involved in sending a single payment using Ripple Payments Direct.

1. Select the Payments tab.
2. Select Create Payment > Individual .
3. Only if you're approved to send a payment on behalf of someone else:
   
   1. In the Originator section, select one of the following originator options:
      • Myself : Select this option if you're the one originating the payment.
      • Someone else : Select this option if you're originating the payment on someone's behalf.

      

   2. If you selected 'Someone else' :
      Select the checkbox next to the originator identity that you want to use to send the payment. Then select Next .
4. In the Beneficiary section, select the checkbox next to the beneficiary identity that you want to use. Then select Next .

   Tip

   • Sort the list of beneficiaries by either Nickname (alphabetically), Use case (business or individual), or Created on date.
   • Use the page selector at the bottom of the page to navigate through the list of all existing beneficiaries.

   

   Alternatively, if you don't see the beneficiary you want to use, select + Add beneficiary to create a new beneficiary.
   For more information on how to create a beneficiary identity, see Beneficiaries.

5. In the Payment details section, enter all required payment details.
   • Funds from -- Specifies where the funds for the payment come from.
   • Sending amount and currency -- Specifies the amount and currency you want to send.

     Note:

     You can select from either fiat currency or cryptocurrency (Stablecoin).

   • Receiving amount -- Specifies the amount and currency you want the beneficiary to receive.
   • Transaction purpose -- Specifies the purpose of the transaction.

   

   Once you've entered both the sending and receiving currency and either the sending or receiving amount, you'll see a quote for the payment. The quote expires after 15 minutes. If the quote expires, you have to get a new quote by updating the payment details using the same field values.

6. Select Next .
7. In the Review section, review the quote and all payment details. If everything looks good, select Confirm and send . If you need to make changes, select Prev and update the payment details.

   

As soon as the payment is transferred, the status column will show Completed, which indicates that your payment was successful and that funds have been moved.