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This endpoint returns detailed transaction data, including amounts, references, operations, and running balances, so you can reconcile balance changes over time for a given currency."}},"httpPath":"/v2/ledger-transactions","version":"v2025.11","isDefault":false,"versionFolderId":"eb16255d"}],"version":"v2025.11","isDefault":false,"versionFolderId":"eb16255d"}],"metadata":{"type":"openapi","title":"Payments Direct API","version":"2025.11","description":"Use the Payments Direct API to get quotes, create and manage payments, and manage originator and beneficiary identities.\n\n## API environments\n\nThe Payments Direct API offers the following environments:\n\n| <div style=\"width:90px\">Environment</div>  | Base URL                      | Description                               |\n| ------------------------------------------ | ----------------------------- | ----------------------------------------- |\n| UAT                                       | `https://api.test.ripple.com` | UAT environment with simulated currency. |\n| Production                                 | `https://api.ripple.com`      | Production environment                    |\n\n## API authentication\n\nAll {% $env.PUBLIC_VAR_RPD %} API operations require a Bearer access token specific to the environment you're using. Ripple provides a secure model for authentication and authorization by providing access tokens scoped for a set of credentials.\n\n### Generate client ID and client secret\n\nYou will need your _client ID_ and _client secret_ to obtain an access token.\n\nIf you do not already have your client ID and client secret, do the following:\n\n1. Log into the {% $env.PUBLIC_VAR_RNH %}.\n2. In the left navigation menu, click **Settings**.\n3. Under **Administration**, click **API Credentials**.\n4. In the dropdown list next to the page title, select the access environment. For example, to provision credentials for the test environment, select **UAT** from the dropdown list.\n5. In the upper right corner of the page, click **New Credential**.\n6. Click **Save and Generate Key**.\n\n**Caution:** The *client secret* is displayed only once when you are creating new credentials. You cannot retrieve the secret after exiting this page. Copy and store the client secret securely and share it with authorized individuals in accordance with your organization's security policy.\n\nYou can now use the client ID and client secret to generate access tokens using the [Request an access token](#operation/authenticate) operation.\n\n### Request an access token\n\nTo get an access token, use the [Request an access token](#operation/authenticate) operation with your `client_id` and `client_secret`. The response contains a token in the `access_token` field.\n\nWe recommend rotating your API credentials at regular intervals according to your organization's security policy.\n\n**Note**: Authentication tokens are not a fixed length and can vary, avoid validating tokens based on character length.\n"},"version":"v2025.11","isDefault":false,"versionFolderId":"eb16255d"},{"type":"group","fsPath":"products/payments-direct-2/@v2025.11/api-docs/best-practices.md","metadata":{"type":"markdown"},"version":"v2025.11","versionFolderId":"eb16255d","label":"Best practices","link":"/products/payments-direct-2/v2025.11/api-docs/best-practices","routeSlug":"/products/payments-direct-2/v2025.11/api-docs/best-practices","items":[{"type":"link","fsPath":"products/payments-direct-2/@v2025.11/api-docs/best-practices/base-urls.md","metadata":{"type":"markdown"},"label":"Base 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You can filter by status, date range, destination country, currency, or custom labels."}},"httpPath":"/v3/payments/filter","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"label":"Create payment","deprecated":false,"httpVerb":"post","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/createpaymentv2","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/createpaymentv2","metadata":{"seo":{"title":"Create payment","description":"Initiates a new cross-border payment. Payments are processed asynchronously. Use Get a payment by ID to poll for status updates, or Get state transitions to view the full status history."}},"httpPath":"/v3/payments","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"label":"Get a payment by ID","deprecated":false,"httpVerb":"get","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/getpaymentbyidv2","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/getpaymentbyidv2","metadata":{"seo":{"title":"Get a payment by ID","description":"Returns the current status and full details of a payment, including amounts, beneficiary information, and the associated quote."}},"httpPath":"/v3/payments/{paymentId}","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"label":"Get state transitions by payment ID","deprecated":false,"httpVerb":"get","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/getpaymentstatetransitionsbyidv2","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/getpaymentstatetransitionsbyidv2","metadata":{"seo":{"title":"Get state transitions by payment ID","description":"Returns the complete state transition history for a payment, including each status change and its timestamp. Use this to audit payment progress or debug processing issues."}},"httpPath":"/v3/payments/{paymentId}/states","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"label":"Update payment labels","deprecated":false,"httpVerb":"patch","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/updatepaymentlabelsv2","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/paymentsv2/updatepaymentlabelsv2","metadata":{"seo":{"title":"Update payment labels","description":"Add or remove labels for grouping and categorizing payments (e.g., campaign IDs, workflow tags, or batch identifiers). Labels are optional and mutable; they can be added or removed over the payment's lifetime."}},"httpPath":"/v3/payments/{paymentId}/labels","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"}],"version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"type":"group","label":"Ledger","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public","items":[{"label":"Get available balances","deprecated":false,"httpVerb":"get","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public/getbalances","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public/getbalances","metadata":{"seo":{"title":"Get available balances","description":"Get available balances"}},"httpPath":"/v2/balances","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"label":"Get ledger transactions","deprecated":false,"httpVerb":"get","isAdditionalOperation":false,"isWebhook":false,"type":"link","link":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public/getstatementstransactionsforcustomer","routeSlug":"/products/payments-direct-2/api-docs/payments-direct-api/payments-direct-2-api/ledger-public/getstatementstransactionsforcustomer","metadata":{"seo":{"title":"Get ledger transactions","description":"Retrieve a paginated list of ledger transactions within a specified date and time range. This endpoint returns detailed transaction data, including amounts, references, operations, and running balances."}},"httpPath":"/v2/ledger-transactions","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"}],"version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"}],"metadata":{"type":"openapi","title":"Payments Direct API","version":"2026.03","description":"Use the Payments Direct API to get quotes, create and manage payments, and manage originator and beneficiary identities.\n\n## API environments\n\nThe Payments Direct API offers the following environments:\n\n| <div style=\"width:90px\">Environment</div>  | Base URL                      | Description                               |\n| ------------------------------------------ | ----------------------------- | ----------------------------------------- |\n| UAT                                       | `https://api.test.ripple.com` | UAT environment with simulated currency. |\n| Production                                 | `https://api.ripple.com`      | Production environment                    |\n\n## API authentication\n\nAll {% $env.PUBLIC_VAR_RPD %} API operations require a Bearer access token specific to the environment you're using. Ripple provides a secure model for authentication and authorization by providing access tokens scoped for a set of credentials.\n\n### Generate client ID and client secret\n\nYou will need your _client ID_ and _client secret_ to obtain an access token.\n\nIf you do not already have your client ID and client secret, do the following:\n\n1. Log into the Ripple Payments UI.\n2. In the left navigation menu, click **Settings**.\n3. Under **Administration**, click **API Credentials**.\n4. In the dropdown list next to the page title, select the access environment. For example, to provision credentials for the test environment, select **UAT** from the dropdown list.\n5. In the upper right corner of the page, click **New Credential**.\n6. Click **Save and Generate Key**.\n\n**Caution:** The *client secret* is displayed only once when you are creating new credentials. You cannot retrieve the secret after exiting this page. Copy and store the client secret securely and share it with authorized individuals in accordance with your organization's security policy.\n\nYou can now use the client ID and client secret to generate access tokens using the [Request an access token](#operation/authenticate) operation.\n\n### Request an access token\n\nTo get an access token, use the [Request an access token](#operation/authenticate) operation with your `client_id` and `client_secret`. The response contains a token in the `access_token` field.\n\nWe recommend rotating your API credentials at regular intervals according to your organization's security policy.\n\n**Note**: Authentication tokens are not a fixed length and can vary, avoid validating tokens based on character length.\n"},"version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"type":"separator","version":"v2026.03","versionFolderId":"eb16255d","label":"Resources","labelTranslationKey":"pd2.sidebar.resources"},{"type":"link","fsPath":"products/payments-direct-2/@v2026.03/change-history.md","metadata":{"type":"markdown"},"label":"Change history","link":"/products/payments-direct-2/change-history","routeSlug":"/products/payments-direct-2/change-history","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"},{"type":"link","fsPath":"products/payments-direct-2/@v2026.03/support.md","metadata":{"type":"markdown"},"label":"Support","link":"/products/payments-direct-2/support","routeSlug":"/products/payments-direct-2/support","version":"v2026.03","isDefault":true,"versionFolderId":"eb16255d"}]}