{"templateId":"markdown","versions":[{"version":"v2026.04","label":"v2026.04","link":"/products/payments-direct-2/user-interface/guides/configure-product-defaults","default":true,"active":true,"folderId":"eb16255d"},{"version":"v2026.03","label":"v2026.03","link":"/products/payments-direct-2/v2026.03/user-interface/guides/configure-product-defaults","default":false,"active":false,"folderId":"eb16255d"},{"version":"v2025.11","label":"v2025.11","link":"/products/payments-direct-2/v2025.11/user-interface/guides/configure-product-defaults","default":false,"active":false,"folderId":"eb16255d"}],"sharedDataIds":{"sidebar":"sidebar-products/payments-direct-2/@v2025.11/sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":[]},"type":"markdown"},"seo":{"title":"Configure product defaults","description":"User guides, API reference, and support resources.","siteUrl":"https://docs.ripple.com","lang":"en-US","llmstxt":{"hide":false,"sections":[{"title":"Table of contents","includeFiles":["**/*"],"excludeFiles":[]}],"excludeFiles":[]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"configure-product-defaults","__idx":0},"children":["Configure product defaults"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Use this guide to set default values for payment fields in the ","Payments Direct"," interface. Product defaults pre-populate common payment fields to reduce repetitive data entry for your team."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"prerequisites","__idx":1},"children":["Prerequisites"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["You must be signed in as an Organization Administrator or have access to Payment Settings."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["This feature is available to ","Payments Direct"," customers only."]}]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"open-payment-settings","__idx":2},"children":["Open Payment settings"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["In the left navigation, select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Settings"]},"."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Payment settings"]},"."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If your organization has not configured product defaults yet, the page opens in setup mode with the title ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Add Product Configuration"]},". If defaults have already been configured, the existing values are pre-populated in the form."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"set-default-values","__idx":3},"children":["Set default values"]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"source","__idx":4},"children":["Source"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Set defaults for the originating side of payments:"]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Field"},"children":["Field"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Description"},"children":["Description"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Country"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The default source country for payments."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Currency"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The default source currency for payments."]}]}]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Both fields are optional. Leave blank if you do not want to pre-fill these values."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"destination","__idx":5},"children":["Destination"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Set defaults for the receiving side of payments:"]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Field"},"children":["Field"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Description"},"children":["Description"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Country"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The default destination country for payments."]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Currency"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["The default destination currency for payments."]}]}]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Both fields are optional."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"funding-method","__idx":6},"children":["Funding method"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If just-in-time (JIT) funding is enabled for your account, a ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Funding method"]}," section appears with the following toggle:"]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Setting"},"children":["Setting"]},{"$$mdtype":"Tag","name":"th","attributes":{"align":"left","data-label":"Description"},"children":["Description"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Just-in-time payments"]}]},{"$$mdtype":"Tag","name":"td","attributes":{"align":"left"},"children":["When enabled, allows payments that exceed your current available balance. You wire the required funds after initiating the payment, before the funding window closes."]}]}]}]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["For more information about JIT funding, see ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/products/payments-direct-2/introduction/concepts/funding-methods"},"children":["Funding methods"]},"."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"save-your-configuration","__idx":7},"children":["Save your configuration"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Save"]}," to apply your changes."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["A confirmation message appears when the configuration is saved successfully. The saved defaults are applied to the payment form for all users in your organization."]},{"$$mdtype":"Tag","name":"hr","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"notes","__idx":8},"children":["Notes"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Product defaults pre-fill fields in the payment form but do not restrict what values users can enter. Users can change or clear any pre-filled value when creating a payment."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Changes to product defaults take effect immediately for all users in your organization."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["To reset all defaults, clear each field and save."]}]}]},"headings":[{"value":"Configure product defaults","id":"configure-product-defaults","depth":1},{"value":"Prerequisites","id":"prerequisites","depth":2},{"value":"Open Payment settings","id":"open-payment-settings","depth":2},{"value":"Set default values","id":"set-default-values","depth":2},{"value":"Source","id":"source","depth":3},{"value":"Destination","id":"destination","depth":3},{"value":"Funding method","id":"funding-method","depth":3},{"value":"Save your configuration","id":"save-your-configuration","depth":2},{"value":"Notes","id":"notes","depth":2}],"frontmatter":{"title":"Configure product defaults","seo":{"title":"Configure product defaults"}},"lastModified":"2026-05-27T18:08:00.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/products/payments-direct-2/user-interface/guides/configure-product-defaults","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}